109 Coconut Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 109 Coconut Ln, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1999
Lot Size	0.241 acres (10,500 sqft)
Owner	Company Name on Record
Last Sale	$14,000 (Sep 1995)
Tax Bill	$6,089 (2024)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`00414230-000000`

Property Details

APN / Parcel Number

Primary APN	`00414230-000000`
Alternative APNs	`07633800414230000000` `1508454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Porch	Open Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1508454
Street Address	109 COCONUT LN
City	ISLAMORADA
State	FL
Zip	33036-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	BK 8 LT 19 PLANTATION BEACH PB2-76 PLANTATION KEY OR579-694 OR577-62 OR1369-1173 OR2800-2004/05 OR2954-1699 OR2954-1699
Legal Range	38E
Legal Township	63S
Legal Section	07
Legal Subdivision	PLANTATION BEACH
Legal Block	8
Legal Lot Number	19
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2014
Census Tract	970800

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1208 CACTUS ST, KEY LARGO, FL 33037-4125
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 1995 · Amount on Record
Deed Sale	Sep 14, 1995 · Amount on Record
Deed Book / Page	1369 / 1173
Last Transfer Date	Mar 14, 2019
Transfer Doc	0029541699
Record Updated	Oct 29, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 22, 2019
Property Address	109 COCONUT DR, KEY LARGO, FL 33037
Document Number	0029541699
Book / Page	002954 / 001699
Instrument Date	Mar 14, 2019
Instrument	2211905
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1208 CACTUS ST KEY LARGO FL 330374125, KEY LARGO, FL 33037-4125

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$672,131 (-1.9%) Land $420,000 Building $252,131	$672,131 (-1.9%) Land $420,000 Building $252,131
2024	$6,089.00 (+4.73%)
2023	$5,814.00 (+7.23%)	$685,171 (+7.94%) Land $448,140 Building $237,031	$685,171 (+7.94%) Land $448,140 Building $237,031
2022	$5,422.00	$634,764 Land $392,123 Building $242,641	$634,764 Land $392,123 Building $242,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	496 units insured incl. 200 condo units
Nearby Flood Claims	98 (1988–2017)
Claims Outside the SFHA	4 of 98
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Hurricane Wilma, Oct 2005 · 43 claims Hurricane Georges, Sep 1998 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20