109 Cobblestone Ct, Clayton, NC 27520 Property Records

Johnston County property record for 109 Cobblestone Ct, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1992
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jul 2021)
Tax Bill	$1,811 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05G02028K`

Property Details

APN / Parcel Number

Primary APN	`05G02028K`
Alternative APN	`2000241301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,582 sqft
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2000241301
Street Address	109 COBBLESTONE CT
City	CLAYTON
State	NC
Zip	27520-9372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 43 BUCKINGHAM SEC 4 PH 2 35/201
Legal Subdivision	BUCKINGHAM SUBDIVISION
Legal Phase	2
Legal Lot Number	43
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2006
Census Tract	41003

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 COBBLESTONE CT, CLAYTON, NC 27520-9372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Mar 10, 2006 · Amount on Record
Deed Document Number	2021761322
Deed Book / Page	5997 / 30
Prior Transfer Date	Mar 9, 2006
Prior Transfer Doc	0000121353
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 22, 2021
Property Address	109 COBBLESTONE CT, CLAYTON, NC 27520-9372
Document Number	0000761322
Book / Page	5997 / 30
Map Reference	MB 35 PG 2001
Instrument Date	Jul 22, 2021
Instrument	2021761322
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 STORNOWAY LN, 103, CLAYTON, NC 27527-9561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 COBBLESTONE CT, CLAYTON, NC 27520-9372

Mortgage

Document Number	0000761323
Date	Jul 22, 2021
Instrument	2021761323

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	5 Years
Min Rate At Change	5.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,811.00 (+23.37%)	$289,760 (+65.74%) Land $80,000 Building $209,760	$289,760 (+65.74%) Land $80,000 Building $209,760
2023	$1,468.00	$174,830 Land $60,000 Building $114,830	$174,830 Land $60,000 Building $114,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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