109 Co Rd 735, Clanton, AL 35046 Property Records

Chilton County property record for 109 Co Rd 735, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,767 sqft · built 1990
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Feb 2020)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0806130001022000`

Property Details

APN / Parcel Number

Primary APN	`0806130001022000`
Alternative APNs	`87857` `6343`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,767 sqft Adjusted Area
1st Floor Area	1,317 sqft
Upper Floors Area	450 sqft
Basement Area	374 sqft
Finished Basement	1,691 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Porch	Slab
Porch Area	1,306 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	6343
Street Address	109 COUNTY ROAD 735
City	CLANTON
State	AL
Zip	35046-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG INT W/L NW/4-SE/4 & BACK- WATERS OF LAY LAKE & W 225 S
Legal Range	15
Legal Township	23
Legal Section	13
Jurisdiction	CHILTON AL
Township / Civil Division	MINERAL SPRINGS
Census Block Group	4
Census Block	4034
Census Tract	60300

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 COUNTY ROAD 735, CLANTON, AL 35046-5530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 13, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Deed Document Number	2020227478
Deed Book / Page	2020 / 227478
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	109 COUNTY ROAD 735, CLANTON, AL 35046-5530
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2021/239441
Date	Aug 2, 2021
Book Page	R2021/239441
Instrument	239441

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Feb 13, 2020
Property Address	109 COUNTY ROAD 735, CLANTON, AL 35046-5530
Document Number	R2020/227478
Book / Page	R2020 / 227478
Instrument Date	Feb 12, 2020
Instrument	227478
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 COUNTY ROAD 250, 233, CLANTON, AL 35046-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 COUNTY ROAD 735, CLANTON, AL 35046-5530

Mortgage

Document Number	0000227479
Date	Feb 13, 2020
Instrument	227479

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00	$57,340 (-) Land $20,000 Building $37,340	$286,700 (-) Land $100,000 Building $186,700
2024	$1,052.00 Additional exemption filed	$57,340 (-) Land $20,000 Building $37,340
2023	$1,052.00 (+31.5%)	$57,340 (+150.28%) Land $20,000 Building $37,340	$286,700 (+25.14%) Land $100,000 Building $186,700
2022	$800.00	$22,910 Land $10,000 Building $12,910	$229,100 Land $100,000 Building $129,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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