Northumberland County property record for 109 Cloverleaf Rd, Heathsville, VA 22473
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.33 acres (145,229 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $791 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-(1)-116 |
| Primary APN | 42-(1)-116 |
|---|
| Lot Area | 145,229 sqft (3.33 acres) |
|---|
| Street Address | 109 CLOVERLEAF RD |
|---|---|
| City | HEATHSVILLE |
| State | VA |
| Zip | 22473-4245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEAR WICOMICO CHURCH LOT 1 #202500029 RE AFF #202500431 |
| Legal Lot Number | 116 |
| Jurisdiction | NORTHUMBERLAND VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20302 |
109 Cloverleaf Rd is owned and occupied by an individual.
Source: Northumberland County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CLOVERLEAF RD, HEATHSVILLE, VA 22473-4245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 Cloverleaf Rd was $791.
Source: Northumberland County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northumberland County |
| Unified School District | Northumberland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $791.00 | $155,100 Land $25,700 Building $129,400 | $155,100 Land $25,700 Building $129,400 |
| 2023 | $563.00 | $92,300 Land $19,000 Building $73,300 | $92,300 Land $19,000 Building $73,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Cloverleaf Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Cloverleaf Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WICOMICO CHURCH private · serves 75 people · EPA ID VA4133900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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