Orange County property record for 109 Calle Campo, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,250 sqft · built 1957 |
| Lot Size | 0.104 acres (4,514 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,994 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-032-14 |
| Primary APN | 057-032-14 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 2,250 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 4,514 sqft (0.104 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 109 CALLE CAMPO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-3922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 853 BLK LOT 30 |
| Legal Subdivision | TRACT NO. 853 |
| Legal Tract | 853 |
| Legal Lot Number | 30 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 42107 |
109 Calle Campo is owner-occupied and held in a trust since January 2014.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 109 CALLE CAMPO, SAN CLEMENTE, CA 92672-3922 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Jun 28, 2023 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2014 |
| Transfer Doc | 0000037504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 109 CALLE CAMPO, SAN CLEMENTE, CA 92672-3922 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 109 CALLE CAMPO, SAN CLEMENTE, CA 92672-3922 |
| Document Number | 0000339314 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025000339314 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 15.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 109 CALLE CAMPO, SAN CLEMENTE, CA 92672-3922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Title Company | MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 109 CALLE CAMPO, SAN CLEMENTE, CA 92672-3922 |
| Document Number | 0000155020 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 2023000155020 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 109 Calle Campo was $2,994 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $307,757 (+2%) Land $122,513 Building $185,244 | |
| 2025 | $2,994.00 Homeowner's exemption | $301,723 Land $120,111 Building $181,612 |
| 2023 | $2,879.00 (+1.98%) Homeowner's exemption | $290,007 Land $115,447 Building $174,560 |
| 2022 | $2,823.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 Calle Campo in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Calle Campo is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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