Westchester County and Bedford Town property record for 109 Cliffield Rd, Bedford, NY 10506
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,553,500 (Jan 2021) |
| Tax Bill | $30,794 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552000 74.17-1-31 |
| Primary APN | 552000 74.17-1-31 |
|---|---|
| Alternative APNs |
|
| Lot Area | 106,286 sqft (2.44 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 00000512900 |
|---|---|
| Street Address | 109 CLIFFIELD RD |
| City | BEDFORD |
| State | NY |
| Zip | 10506-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 12700 |
Source: Westchester County and Bedford Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 CLIFFIELD RD, BEDFORD, NY 10506-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY CREDIT UNION |
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Jan 21, 2021 | Bargain and Sale Deed, Transfer · ARM CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on Record |
| Deed Sale | Jan 21, 2021 · Amount on Record |
| Prior Sale | Mar 3, 2016 · Amount on Record |
| Deed Document Number | 20213259 |
| Prior Transfer Date | May 31, 2006 |
| Prior Transfer Doc | 0462060409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 28, 2026 |
| Property Address | 109 CLIFFIELD RD, BEDFORD, NY 10506-1233 |
| Document Number | 0000003211 |
| Instrument Date | May 21, 2026 |
| Instrument | 20263211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 109 CLIFFIELD RD, BEDFORD, NY 10506-1233 |
| Document Number | 0000003211, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20263211 |
| Name | HUDSON VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 109 CLIFFIELD RD, BEDFORD, NY 10506-1233 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Title Company | NORTH RIVER ABSTRACT, NORTH RIVER ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 109 CLIFFIELD RD, BEDFORD, NY 10506-1233 |
| Document Number | 0632633458 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 632633458 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 21, 2021 |
| Property Address | 109 CLIFFIELD RD, BEDFORD, NY 10506-1233 |
| Document Number | 0603493259 |
| Map Reference | MAP 22095 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 603493259 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,214.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 CALE ROAD, 12, GAINESVILLE, GA 30501 |
| Name | Verified Name |
|---|---|
| Address | 2 MIDDLE PATENT RD, BEDFORD, NY 10506-1511 |
| Document Number | 0603573476 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 603573476 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,794.00 (+1.07%) | ||
| 2025 | $30,468.00 | $121,795 (-6.49%) Land $33,200 Building $88,595 | $1,592,092 (-0.75%) Land $433,987 Building $1,158,105 |
| 2024 | $130,250 (-) Land $33,200 Building $97,050 | $1,604,064 (+4.56%) Land $408,867 Building $1,195,197 | |
| 2023 | $130,250 Land $33,200 Building $97,050 | $1,534,158 Land $391,048 Building $1,143,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 7 (1980–2012) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable | 940 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures