109 Clemson Ct, Elyria, OH 44035 Property Records

Lorain County property record for 109 Clemson Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,785 sqft · built 1987
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Feb 2020)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-178`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-178`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,785 sqft Living Area
1st Floor Area	1,464 sqft
2nd Floor Area	1,466 sqft
Attic Area	528 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	459 sqft
Patio Area	549 sqft
Balcony	Balcony
Balcony Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	109 CLEMSON CT
City	ELYRIA
State	OH
Zip	44035-8286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY OAKS SUB 1 100.00 X 152.07
Legal Subdivision	UNIVERSITY OAKS SUBDIVISION #1
Legal Block	101
Legal Lot Number	51
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1005
Census Tract	71202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 CLEMSON CT, ELYRIA, OH 44035-8286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	2020000848
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 20, 2020
Property Address	109 CLEMSON CT, ELYRIA, OH 44035-8286
Document Number	0000750009
Instrument Date	Feb 18, 2020
Instrument	750009
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CLEMSON CT ELYRIA OH 440358286, ELYRIA, OH 44035-8286

Mortgage

Document Number	750010
Date	Feb 20, 2020
Instrument	750010

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,970.00	$105,360 (%) Land $21,000 Building $84,360	$301,030 (-) Land $59,990 Building $241,040
2024	$4,970.00 (+24.69%)	$105,361 (+44.02%) Land $20,997 Building $84,364	$301,030 (+44.02%) Land $59,990 Building $241,040
2023	$3,986.00 (+0.35%)	$73,158 (%) Land $16,370 Building $56,788	$209,020 (-) Land $46,770 Building $162,250
2022	$3,972.00	$73,160 Land $16,370 Building $56,790
2021			$209,020 Land $46,770 Building $162,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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