Bexar County property record for 109 Clear Oak, Universal City, TX 78148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,339 sqft · built 1976 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,200 (Aug 2021) |
| Tax Bill | $5,019 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05053-905-0130 |
| Primary APN | 05053-905-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,339 sqft Living Area |
| Gross Area | 1,778 sqft |
| 1st Floor Area | 1,339 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Combination |
| Roof Material | Asphalt |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 CLEAR OAK |
|---|---|
| City | UNIVERSAL CITY |
| State | TX |
| Zip | 78148-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CB 5053R BLK 5 LOT 13 |
| Legal Subdivision | CONV A/S CODE |
| Legal Tract | 13 |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | BEXAR TX |
| Township / Civil Division | SAN ANTONIO NORTHEAST |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 121604 |
109 Clear Oak is owned and occupied by an individual who bought it in August 2021.
Source: Bexar County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CLEAR OAK, UNIVERSAL CITY, TX 78148-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Deed Document Number | 2021233807 |
| Prior Transfer Date | Aug 23, 2021 |
| Prior Transfer Doc | 0000233807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BEXAR TX |
| Recording Date | Aug 24, 2021 |
| Property Address | 109 CLEAR OAK, UNIVERSAL CITY, TX 78148-3701 |
| Document Number | 0000233807 |
| Map Reference | VOL 7100 PG 207 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 20210233807 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CLEAR OAK, UNIVERSAL CITY, TX 78148-3701 |
| Document Number | 0000233808 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 20210233808 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 109 Clear Oak was $5,019, down 1.7% from the year before.
Source: Bexar County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bexar County |
| Municipality | Universal City |
| Unified School District | Judson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,019.00 (-1.7%) | $222,760 Land $67,050 Building $155,710 | $222,760 Land $67,050 Building $155,710 |
| 2024 | $5,106.00 (-1.14%) | ||
| 2023 | $5,165.00 (+25.88%) | $225,050 Land $67,050 Building $158,000 | $225,050 Land $67,050 Building $158,000 |
| 2022 | $4,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Clear Oak in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Clear Oak has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UNIVERSAL CITY serves 20,119 people · EPA ID TX0150009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ZipLink Internet.
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