Anne Arundel County property record for 109 Claude St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,681 sqft · built 1956 |
| Lot Size | 0.159 acres (6,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Aug 2020) |
| Tax Bill | $9,308 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Aug 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-03311700 |
| Primary APN | 06-000-03311700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,681 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,920 sqft (0.159 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00003311700 |
|---|---|
| Street Address | 109 CLAUDE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 W ANNAPOLIS |
| Legal Subdivision | W ANNAPOLIS |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 706600 |
109 Claude St is owned and occupied by two individuals who bought it in August 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 CLAUDE ST, ANNAPOLIS, MD 21401-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Aug 20, 2020 | Grant Deed, Transfer EAGLE TITLE |
| Oct 15, 2018 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Jul 21, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on File |
| Deed Sale | Aug 20, 2020 · Amount on File |
| Prior Sale | Oct 15, 2018 · Amount on File |
| Deed Book / Page | 35077 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 109 CLAUDE ST, ANNAPOLIS, MD 21401-1207 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | LIBERTY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0334610406 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 33461/406 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 20, 2020 |
| Property Address | 109 CLAUDE ST, ANNAPOLIS, MD 21401-1207 |
| Document Number | 0350770291 |
| Book / Page | 035077 / 000291 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2020 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CLAUDE ST ANNAPOLIS MD 214011207, ANNAPOLIS, MD 21401-1207 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 15, 2018 |
| Property Address | 109 CLAUDE ST, ANNAPOLIS, MD 21401-1207 |
| Document Number | 0325690022 |
| Book / Page | 32569 / 022 |
| Map Reference | LB JCB4 FO297 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CAPITOL TITLE INS AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 CLAUDE ST, ANNAPOLIS, MD 21401-1207 |
| Document Number | 0003256930 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 32569/30 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 21, 2017 |
| Property Address | 109 CLAUDE ST, ANNAPOLIS, MD 21401-1207 |
| Document Number | 0311770365 |
| Book / Page | 031177 / 000365 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $472.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 201 ANNAPOLIS ST ANNAPOLIS MD 214011311, ANNAPOLIS, MD 21401-1311 |
The 2025 property tax bill for 109 Claude St was $9,308 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $895,000 Land $467,500 Building $427,500 | $895,000 Land $467,500 Building $427,500 | |
| 2025 | $9,308.00 | ||
| 2023 | $8,142.00 Homeowner's exemption | $592,500 Land $427,400 Building $165,100 | $592,500 Land $427,400 Building $165,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Claude St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1979–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Claude St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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