109 Clark St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 109 Clark St, Franklin, NH 03235

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,761 sqft · built 2003
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual on Record
Last Sale	$125,000 (Feb 2013)
Tax Bill	$5,129 (2025)
Deeds & Mortgages	Dec 2023 Refinance Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:134 B:210 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:134 B:210 L`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,480 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	109 CLARK ST
City	FRANKLIN
State	NH
Zip	03235-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	210
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3013
Census Tract	43002

Owner

Source: Merrimack County and Franklin City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	109 CLARK ST, FRANKLIN, NH 03235-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF NEW HAMPSHIRE
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2013 · Amount on Record
Deed Sale	Feb 28, 2013 · Amount on Record
Prior Sale	Dec 22, 2003 · Amount on Record
Deed Book / Page	3371 / 1267
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	109 CLARK ST, FRANKLIN, NH 03235-1329
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017162
Date	Dec 1, 2023
Book Page	3843/2811
Instrument	202300017162

Lender

Name	BANK OF NEW HAMPSHIRE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	109 CLARK ST, FRANKLIN, NH 03235-1329
Document Number	0036962109
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CLARK ST FRANKLIN NH 032351329, FRANKLIN, NH 03235-1329

Mortgage

Document Number	0036962109
Date	Sep 17, 2020
Book Page	003696/002109
Instrument	20000

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 16, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Franklin City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,129.00 (+19.95%)	$290,900 (+65.94%) Land $78,900 Building $212,000
2023			$289,180
2022	$4,276.00	$175,300 Land $64,700 Building $110,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Nearby Properties on Clark St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures