Prospect Town property record for 109 Clark Hill Rd, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,316 sqft · built 1953 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Jun 1990) |
| Tax Bill | $5,654 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | V0299800 |
| Primary APN | V0299800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 2,256 sqft |
| Basement Area | 940 sqft |
| Unfinished Basement | 940 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,977 sqft (0.78 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | V0299800 |
|---|---|
| Street Address | 109 CLARK HILL RD |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 34 |
| Legal Lot Number | 109 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 347200 |
109 Clark Hill Rd is owned by an individual who bought it in June 1990.
Source: Prospect Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 7352, PROSPECT, CT 06712-0352 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 1990 · Amount on File |
| Deed Sale | Jun 4, 1990 · Amount on File |
| Prior Sale | Dec 14, 1987 · Amount on File |
| Transfer Doc | 658-339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 109 CLARK HILL RD, PROSPECT, CT 06712-1038 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000918-193 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 918/193 |
| Instrument | 2022-1231 |
| Name | ION BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 1, 2027 |
The 2026 property tax bill for 109 Clark Hill Rd was $5,654, up 11.3% from the year before.
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,654.00 (+11.34%) | $198,590 (-) Land $76,160 Building $122,430 | $359,803 (+158.83%) |
| 2025 | $5,078.00 | $198,590 Land $76,160 Building $122,430 | $139,013 Land $53,312 Building $85,701 |
| 2024 | $5,078.00 (+8.67%) | ||
| 2023 | $4,673.00 (-0.09%) | $146,400 (-) Land $76,170 Building $70,230 | |
| 2022 | $4,677.00 | $146,400 Land $76,170 Building $70,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Clark Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Clark Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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