Crawford County property record for 109 Clare St, Grayling, MI 49738
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,926 sqft · built 1935 |
| Lot Size | 0.34 acres (14,824 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,194 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-007-008-002-00 |
| Primary APN | 070-007-008-002-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,926 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,476 sqft |
| Unfinished Basement | 1,476 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Lot Area | 14,824 sqft (0.34 acres) |
| Lot Dimensions | 108 ft deep x 136 ft wide |
| Garage Area | 2,592 sqft |
| Parking Spaces | 9 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 CLARE ST |
|---|---|
| City | GRAYLING |
| State | MI |
| Zip | 49738-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | COM AT THE NW COR OF LOT 7, BLK 2 OF HADLEYS VAC PLAT, TH E 60 FT; TH N 120 FT; TH W 136 FT; TH S 80 FT SE'LY 85 FT M/L TO TH |
| Legal Subdivision | HADLEY'S THIRD ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 6-7 |
| Jurisdiction | CRAWFORD MI |
| Township / Civil Division | GRAYLING |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 960200 |
109 Clare St is owned and occupied by an individual who acquired it in December 2003.
Source: Crawford County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CLARE ST, GRAYLING, MI 49738-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS |
| Nov 19, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2003 |
| Deed Sale | Dec 31, 2003 |
| Prior Sale | Aug 10, 1994 · Amount on File |
| Deed Book / Page | 668 / 430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 109 CLARE ST, GRAYLING, MI 49738-1233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 109 CLARE ST, GRAYLING, MI 49738-1233 |
| Document Number | 0000000747/0000000269 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 0000000747/0000000269 |
| Name | QUICKEN LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 109 CLARE ST, GRAYLING, MI 49738-1233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 109 CLARE ST, GRAYLING, MI 49738-1233 |
| Document Number | 0000000741/0000000744 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 0000000741/0000000744 |
| Name | QUICKEN LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 109 Clare St was $2,194 with a homeowner's exemption.
Source: Crawford County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Crawford County |
| Municipality | Grayling City |
| Unified School District | Crawford AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,600 Land $4,500 Building $80,100 | $169,200 Land $9,000 Building $160,200 | |
| 2025 | $2,194.00 | ||
| 2023 | $61,800 Land $4,500 Building $57,300 | $123,600 Land $9,000 Building $114,600 | |
| 2022 | $2,019.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Clare St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Clare St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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