109 Citroen Dr, Sebring, FL 33872 Property Records

Highlands County property record for 109 Citroen Dr, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,532 sqft · built 1980
Lot Size0.229 acres (10,002 sqft)
OwnerCompany Name on Record
Tax Bill$2,612 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC-22-34-28-020-0480-0110

Property Details

APN / Parcel Number

Primary APNC-22-34-28-020-0480-0110

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,532 sqft Living Area
1st Floor Area1,274 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area10,002 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeFinished
Garage Area280 sqft
DrivewayDriveway
Driveway Area624 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area238 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address109 CITROEN DR
CitySEBRING
StateFL
Zip33872-3116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING COUNTRY EST SEC 2 PB 7-PG 34 LOT 11 BLK 48
Legal Range28E
Legal Township34S
Legal Section22
Legal SubdivisionSEBRING COUNTRY EST
Legal Block48
Legal Lot Number11
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1034
Census Tract960601

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address903 GALAXY AVE, SEBRING, FL 33875-1351
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Warranty Deed, Transfer · FHA Mortgage
SOUTH STATE BANK NA
Aug 30, 2019Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2023
Deed SaleJun 30, 2023
Prior SaleAug 30, 2019 · Amount on Record
Deed Document Number0029861771
Deed Book / Page2973 / 888
Prior Transfer DateMay 8, 2023
Prior Transfer Doc2149782
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 8, 2023
Property Address109 CITROEN DR, SEBRING, FL 33872-3116
Document Number0002149782
Book / Page2973 / 888
Map ReferenceMB 7 PG 34
Instrument DateMay 5, 2023
Instrument2149782
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 CITROEN DR, SEBRING, FL 33872-3116

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 CITROEN DR, SEBRING, FL 33872-3116

Mortgage

Document Number0002973890
DateMay 8, 2023
Instrument2973/890
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 30, 2019
Property Address109 CITROEN DR, SEBRING, FL 33872-3116
Document Number0001954331
Book / Page2710 / 0860
Map ReferenceMB 7 PG 34
Instrument DateAug 29, 2019
Instrument1954331
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 PINE RIDGE DR, 15, LAKE PLACID, FL 33852-7095

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 CITROEN DR, SEBRING, FL 33872-3116

Mortgage

Document Number0002710862
DateAug 30, 2019
Instrument2710/862
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$170,218 (+4.86%) Land $20,000 Building $150,218$170,218 (+4.86%) Land $20,000 Building $150,218
2024$2,612.00 (+7.01%)
2023$2,441.00 (+10.5%)$162,336 (+19.74%) Land $11,200 Building $151,136$162,336 (+19.74%) Land $11,200 Building $151,136
2022$2,209.00$135,576 Land $10,000 Building $125,576$135,576 Land $10,000 Building $125,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1998–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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