Allegheny County property record for 109 Circle Dr, White Oak, PA 15131
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,170 sqft · built 1962 |
| Lot Size | 0.194 acres (8,470 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,500 (Dec 2018) |
| Tax Bill | $693 (2026) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 650-M-235 |
| Primary APN | 650-M-235 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Other |
| Lot Area | 8,470 sqft (0.194 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 CIRCLE DR |
|---|---|
| City | WHITE OAK |
| State | PA |
| Zip | 15131-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM VIEW PLAN LOT 104 = 70 X 166 X 70.79 X 176 |
| Legal Subdivision | ELM VIEW PLAN |
| Legal Block | 650M |
| Legal Lot Number | 235 |
| Jurisdiction | ALLEGHENY PA |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 564200 |
Source: Allegheny County records · APN 650-M-235
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jan 17, 2018 | Special Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| May 03, 2017 | Grant Deed, Transfer LESLIE MIDDLETON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Prior Sale | Jan 17, 2018 · Amount on Record |
| Deed Document Number | 201838991 |
| Deed Book / Page | 17463 / 486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 109 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2023 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT DOC SOLUTIO |
| Name | Verified Name |
|---|
| Document Number | 0572230059 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 57223/59 |
| Instrument | 2023-02778 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Recording Date | Jan 17, 2018 |
| Property Address | 109 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Document Number | 0170810540 |
| Book / Page | 17081 / 540 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 201801468 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | KEYSTONE CLOSING SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Document Number | 201803303 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 201803303 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Recording Date | May 03, 2017 |
| Property Address | 109 CIRCLE DR, WHITE OAK, PA 15131-3103 |
| Document Number | 0167810545 |
| Book / Page | 016781 / 000545 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 12488 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $405.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 478400420 |
|---|---|
| Date | May 03, 2017 |
| Book Page | 047840/000420 |
| Instrument | 30869 |
| Name | LESLIE MIDDLETON |
|---|
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
Source: Allegheny County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Allegheny County |
| Municipality | White Oak Borough |
| Unified School District | McKeesport Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693.00 (-82.33%) | $107,800 (-) Land $26,300 Building $81,500 | $107,800 (-) Land $26,300 Building $81,500 |
| 2025 | $3,922.00 (+8.01%) | $107,800 (-) Land $26,300 Building $81,500 | |
| 2023 | $3,631.00 | $107,800 Land $26,300 Building $81,500 | |
| 2012 | $107,800 Land $26,300 Building $81,500 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (1999–2026) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2026 |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 167 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CNTY MUNI AUTH-MCKEESPORT serves 32,644 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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