Marshall County property record for 109 Circle Dr, Benton, KY 42025
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Mar 2018) |
| Tax Bill | $1,470 (2025) |
| Deeds & Mortgages | Jun 2017 Construction Loan Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0B-05-05-032 |
| Primary APN | 0B-05-05-032 |
|---|---|
| Alternative APN |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Account Number | 1004390 |
|---|---|
| Street Address | 109 CIRCLE DR |
| City | BENTON |
| State | KY |
| Zip | 42025-8868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OAK HILL SUBDIVISION |
| Jurisdiction | MARSHALL KY |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 950400 |
109 Circle Dr is owned and occupied by an individual who bought it in March 2018.
Source: Marshall County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CIRCLE DR, BENTON, KY 42025-8868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2017 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY FINANCIAL SERVICES BANK |
| Mar 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2018 · Amount on File |
| Deed Sale | Mar 6, 2018 · Amount on File |
| Prior Sale | Sep 1, 2015 · Amount on File |
| Deed Document Number | 20181015661 |
| Deed Book / Page | 458 / 291 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 109 CIRCLE DR, BENTON, KY 42025-8868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG861/197 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | MTG 861/197 |
| Instrument | 1010794 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | BENTON, KY 42025 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | May 30, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARSHALL KY |
| Recording Date | Mar 6, 2018 |
| Property Address | 109 CIRCLE DR, BENTON, KY 42025-8868 |
| Document Number | DEED458/291 |
| Book / Page | DEED 458 / 291 |
| Map Reference | MB 1 PG 104 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 1015661 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CIRCLE DR, BENTON, KY 42025-8868 |
| Document Number | 1015671 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 1015671 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 109 Circle Dr was $1,470.
Source: Marshall County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Benton City |
| County | Marshall County |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,470.00 | $165,000 Land $12,000 Building $153,000 | $165,000 Land $12,000 Building $153,000 |
| 2023 | $1,552.00 | $165,000 Land $12,000 Building $153,000 | |
| 2022 | $165,000 Land $12,000 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Circle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Circle Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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