109 Cinnamon Tree Dr, Abingdon, MD 21009 Property Records

Harford County property record for 109 Cinnamon Tree Dr, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	2 ba · 994 sqft · built 1986
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (Jun 2014)
Tax Bill	$3,209 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-172859`

Property Details

APN / Parcel Number

Primary APN	`01-172859`
Alternative APNs	`1172859` `172859`

Interior

Full Baths	2 Baths
Building Area	994 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	172859
Street Address	109 CINNAMON TREE DR
City	ABINGDON
State	MD
Zip	21009-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 291 7492 SF 109 CINNAMON TREE DRIVE LAUREL VALLEY S3 P52/119
Legal Subdivision	LAUREL VALLEY
Legal Lot Number	291
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1004
Census Tract	301105

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 CINNAMON TREE DR, ABINGDON, MD 21009-1165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit FREEDOM FCU
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit FREEDOM FCU
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2014 · Amount on Record
Deed Sale	Jun 17, 2014 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Book / Page	10788 / 288
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	109 CINNAMON TREE DR, ABINGDON, MD 21009-1165
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160030396
Date	Aug 15, 2023
Book Page	16003/396

Lender

Name	FREEDOM FCU
Type	Credit Union
Address	BEL AIR, MD 21014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	109 CINNAMON TREE DR, ABINGDON, MD 21009-1165
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151850299
Date	Nov 16, 2021
Book Page	15185/299

Lender

Name	FREEDOM FCU
Type	Credit Union
Address	BEL AIR, MD 21014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	109 CINNAMON TREE DR, ABINGDON, MD 21009-1165
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141860235
Date	Oct 15, 2020
Book Page	14186/235

Lender

Name	FREEDOM FCU
Type	Credit Union
Address	CLIMBING HILL, IA 51015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,209.00 (+16.1%) Homeowner's exemption	$294,500 (+22.2%) Land $82,600 Building $211,900	$294,500 (+22.2%) Land $82,600 Building $211,900
2025	$2,764.00 (+7.97%) Homeowner's exemption
2023		$241,000 Land $82,600 Building $158,400	$241,000 Land $82,600 Building $158,400
2022	$2,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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