Morgan County property record for 109 Cielo Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,183 sqft · built 2009 |
| Lot Size | 1.14 acres (49,702 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,818 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-2-0004.0102 |
| Primary APN | 08-2-0004.0102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 5,183 sqft Living Area |
| 1st Floor Area | 5,816 sqft |
| Basement Area | 2,200 sqft |
| Finished Basement | 2,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 49,702 sqft (1.14 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 109 CIELO LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-7126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CACAPON SOUTH S/D SEC V LOT 2 1.1413 AC |
| Legal Subdivision | CACAPON SOUTH S/D |
| Legal Lot Number | 2 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 971001 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 CIELO LN, BERKELEY SPRINGS, WV 25411-7126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2007 |
| Deed Sale | Jun 14, 2007 |
| Prior Sale | Jun 28, 2006 |
| Deed Document Number | 2007708854 |
| Deed Book / Page | 225 / 512 |
| Record Updated | Oct 29, 2026 |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,818.00 (+8.19%) | $385,080 (+8.49%) Land $24,900 Building $360,180 | $641,800 (+8.49%) Land $41,500 Building $600,300 |
| 2025 | $3,529.00 (+15.52%) | $354,960 (+9.09%) Land $22,800 Building $332,160 | $591,600 (+9.09%) Land $38,000 Building $553,600 |
| 2023 | $3,055.00 (+1.16%) Homeowner's exemption | $325,380 (+1.1%) Land $20,940 Building $304,440 | $542,300 (+1.1%) Land $34,900 Building $507,400 |
| 2022 | $3,020.00 Homeowner's exemption | $321,840 Land $20,940 Building $300,900 | $536,400 Land $34,900 Building $501,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 44% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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