109 Christopher Ln, Guilford, CT 06437 Property Records

Guilford Town property record for 109 Christopher Ln, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,752 sqft · built 1992
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 1992)
Tax Bill	$12,699 (2025)
Deeds & Mortgages	Nov 2021 Refinance Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:9002408`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:9002408`
Alternative APN	`8498`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,752 sqft Living Area
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	91,040 sqft (2.09 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	8498
Street Address	109 CHRISTOPHER LN
City	GUILFORD
State	CT
Zip	06437-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5I
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	1
Census Block	1001
Census Tract	190302

Owner

Source: Guilford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 CHRISTOPHER LN, GUILFORD, CT 06437-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Feb 24, 2017	Deed of Trust, Mortgage SIKORSKY FNCL CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 1992 · Amount on Record
Deed Sale	Jul 2, 1992 · Amount on Record
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	109 CHRISTOPHER LN, GUILFORD, CT 06437-1524
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	986-57
Date	Nov 3, 2021
Book Page	986/57
Instrument	2726490015

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	Dec 1, 2029

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	109 CHRISTOPHER LN, GUILFORD, CT 06437-1524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	910-605
Date	Feb 24, 2017
Book Page	910/605
Instrument	1156090014

Lender

Name	SIKORSKY FNCL CU INC
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	96 Months
Due	Feb 1, 2025

Tax Assessment & Valuation

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,699.00	$459,270 (-) Land $192,990 Building $266,280	$656,100 Land $275,700 Building $380,400
2024	$12,699.00 (+4.03%)	$459,270 (-) Land $192,990 Building $266,280
2023	$12,207.00 (+21.11%)	$459,270 (+51.51%) Land $192,990 Building $266,280
2022	$10,079.00	$303,130 Land $148,420 Building $154,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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