109 Christopher Dr, Richmond, KY 40475 Property Records

Madison County property record for 109 Christopher Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,600 sqft
Owner	2 Individual Names on File
Last Sale	$81,500 (May 1992)
Tax Bill	$1,894 (2025)
Flood Zone	Zone X (minimal risk)
APN	`0041-0000-0054`

Property Details

APN / Parcel Number

Primary APN	`0041-0000-0054`
Alternative APNs	`103514` `140795` `70911`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Basement

Location & Zoning

Account Number	70911
Street Address	109 CHRISTOPHER DR
City	RICHMOND
State	KY
Zip	40475-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TATES CREEK EST LOT 100 BLK C
Legal Subdivision	TATES CREEK
Legal Block	C
Legal Lot Number	100
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1021
Census Tract	10701

Owner

109 Christopher Dr is owned and occupied by two individuals who bought it in May 1992.

Source: Madison County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	109 CHRISTOPHER DR, RICHMOND, KY 40475-9454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 1992 · Amount on File
Deed Sale	May 13, 1992 · Amount on File
Deed Document Number	0000424360
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 109 Christopher Dr was $1,894 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,894.00 Homeowner's exemption	$250,000	$250,000
2023	$1,548.00 Homeowner's exemption	$206,000	$206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Christopher Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Christopher Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20