109 Chipola Rd, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 109 Chipola Rd, Cocoa Beach, FL 32931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1962
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on File
Tax Bill	$10,523 (2025)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-37-15-04-S3-24`

Property Details

APN / Parcel Number

Primary APN	`25-37-15-04-S3-24`
Alternative APNs	`25-37-15-04-000S3.0-0024.00` `2518732`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	48 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2518732
Street Address	109 CHIPOLA RD
City	COCOA BEACH
State	FL
Zip	32931-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	RIVER ISLES ADDN 2 LOT 24 S ISLE NO 3
Legal Range	37E
Legal Township	25S
Legal Section	15
Legal Subdivision	RIVER ISLES ADDN 2
Legal Block	S3
Legal Lot Number	24
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	1
Census Block	1003
Census Tract	68102

Owner

109 Chipola Rd is held in a trust since June 2007.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	178 CARLTON AVE, 1, BROOKLYN, NY 11205-3283
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 18, 2007
Transfer Doc	0057893213
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 31, 2023
Property Address	109 CHIPOLA RD, COCOA BEACH, FL 32931-2603
Document Number	0098500939
Book / Page	9850 / 939
Map Reference	MB 13 PG 113
Instrument Date	Jul 18, 2023
Instrument	2023160506
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 HICKS ST, BROOKLYN, NY 11201-4565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	307 HICKS ST APT 2, 2, BROOKLYN, NY 11201-4565

Tax Assessment & Valuation

The 2025 property tax bill for 109 Chipola Rd was $10,523, down 3.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa Beach City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,120 (-7.56%)	$607,120 (-7.56%)
2025	$10,523.00 (-3.71%)	$656,790	$656,790
2024	$10,929.00 (+424.68%)
2023	$2,083.00 (+4.99%) Homeowner's exemption Widower's exemption	$168,560 (+2.99%)	$605,960 (+20.63%) Land $365,000 Building $240,960
2022	$1,984.00 Homeowner's exemption Widower's exemption	$163,660	$502,320 Land $365,000 Building $137,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Chipola Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 258 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	328 units insured incl. 70 condo units
Nearby Flood Claims	47 (1987–2024)
Claims Outside the SFHA	37 of 47
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Oct 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 5 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Chipola Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20