109 Chipo St, Interlachen, FL 32148 Property Records

Putnam County property record for 109 Chipo St, Interlachen, FL 32148

Property Summary

Property Type	Mobile Home
Details	924 sqft · built 2023
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2026)
Tax Bill	$663 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-24-4081-0750-0040`

Property Details

APN / Parcel Number

Primary APN	`12-10-24-4081-0750-0040`
Alternative APN	`28591`

Interior

Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	129 ft deep x 75 ft wide
Porch	Screened/Unfinished Porch
Porch Area	170 sqft
Deck Area	200 sqft

Location & Zoning

Account Number	28591
Street Address	109 CHIPO ST
City	INTERLACHEN
State	FL
Zip	32148-7765
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	INTERLACHEN LAKES ESTS UNIT 22, MB5 P26 BLK 75 LOT 4
Legal Range	24E
Legal Township	10S
Legal Section	12
Legal Subdivision	INTERLACHEN LAKES ESTATES
Legal Block	75
Legal Lot Number	4
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2129
Census Tract	950201

Owner

Source: Putnam County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 CHIPO ST, INTERLACHEN, FL 32148-7765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Sep 14, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 14, 2018	Warranty Deed, Transfer GULLETT TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	202615508
Deed Book / Page	1875 / 1638
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 23, 2026
Property Address	109 CHIPO ST, INTERLACHEN, FL 32148-7765
Document Number	0000015508
Book / Page	1875 / 1638
Instrument Date	Jun 18, 2026
Instrument	202615508
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	LION TITLE, LION SHARE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHIPO ST, INTERLACHEN, FL 32148-7765

Mortgage

Document Number	0000015509,
Date	Jun 23, 2026
Instrument	202615509

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 14, 2018
Property Address	109 CHIPO ST, INTERLACHEN, FL 32148-7765
Document Number	0015190363
Book / Page	001519 / 000363
Instrument Date	Sep 14, 2018
Instrument	54017203
Transaction Type	Transfer
Record Updated	Oct 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHIPO ST INTERLACHEN FL 321487765, INTERLACHEN, FL 32148-7765

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 14, 2018
Property Address	109 CHIPO ST, INTERLACHEN, FL 32148-7765
Document Number	0015190361
Book / Page	001519 / 000361
Instrument Date	Sep 14, 2018
Instrument	54017202
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$217.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COLECHESTER LN PALM COAST FL 321379063, PALM COAST, FL 32137-9063

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00 (+16%) Homeowner's exemption Disabled Person's exemption	$113,140 (+312.77%)	$137,720 (+164.9%) Land $3,750 Building $133,970
2023	$255.00 (-7.94%) Homeowner's exemption	$27,410 (+2.97%)	$51,990 (+22.59%) Land $3,750 Building $48,240
2022	$277.00 Homeowner's exemption	$26,620	$42,410 Land $2,250 Building $40,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2009–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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