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109 Chilson Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 109 Chilson Rd, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,424 sqft · built 1964
Lot Size0.697 acres (30,372 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (May 2022)
Tax Bill$5,691 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN188-10850-0V-001

Property Details

APN / Parcel Number

Primary APN188-10850-0V-001
Alternative APN
  • WSPR M:00188 B:10850 L:0000V

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,424 sqft Living Area
Gross Area4,389 sqft
Basement Area784 sqft
Unfinished Basement784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area30,372 sqft (0.697 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number188-10850-0V-001
Street Address109 CHILSON RD
CityWEST SPRINGFIELD
StateMA
Zip01089-2144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Block10850
Legal Lot NumberV
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group3
Census Block3004
Census Tract812401

Owner

109 Chilson Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address109 CHILSON RD, WEST SPRINGFIELD, MA 01089-2144
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2022 · Amount on File
Deed SaleMay 25, 2022 · Amount on File
Prior SaleJan 4, 2011 · Amount on File
Deed Document Number202231593
Deed Book / Page24561 / 442
Transfer Doc20741-273
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 25, 2022
Property Address109 CHILSON RD, WEST SPRINGFIELD, MA 01089-2144
Document Number024561-442
Book / Page24561 / 442
Instrument DateMay 25, 2022
Instrument31593
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18 W GLEN ST, HOLYOKE, MA 01040-2923

Mortgage

Document Number0000031594
DateMay 25, 2022
Instrument31594
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 109 Chilson Rd was $5,691, up 2% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,691.00 (+1.97%)$405,900 (+8.15%) Land $155,800 Building $250,100$440,964 (+1.24%)
2025$5,581.00 (+5.44%)$375,300 (+5.01%) Land $141,500 Building $233,800$435,575
2024$5,293.00 (+3.38%)$357,400 (+8.47%) Land $141,500 Building $215,900
2023$5,120.00$329,500 Land $141,500 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Chilson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimSep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Chilson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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