109 Chestnut Ridge Dr, Wright City, MO 63390 Property Records

Warren County property record for 109 Chestnut Ridge Dr, Wright City, MO 63390

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,468 sqft · built 2009
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$359,100 (Jun 2026)
Tax Bill$2,198 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-08.0-0-00-004.023.000

Property Details

APN / Parcel Number

Primary APN04-08.0-0-00-004.023.000

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,468 sqft Living Area
Basement Area702 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address109 CHESTNUT RIDGE DR
CityWRIGHT CITY
StateMO
Zip63390-2002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 130 PLAT 1 PDA PHASE HICKORY TRAILS
Legal Range01W
Legal Township47N
Legal Section08
Legal SubdivisionHICKORY TRAILS
Legal Lot Number130
JurisdictionWARREN MO
Township / Civil DivisionHICKORY GROVE
Census Block Group1
Census Block1012
Census Tract820108

Owner

109 Chestnut Ridge Dr is owned and occupied by an individual who bought it in June 2026.

Source: Warren County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address109 CHESTNUT RIDGE DR, WRIGHT CITY, MO 63390-2002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Warranty Deed, Transfer · Conventional Mortgage
JLB CORPORATION
Apr 26, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
GUILD MORTGAGE CO
Apr 26, 2021Warranty Deed, Transfer · Stand-Alone Refinance
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2026 · Amount on File
Deed SaleJun 23, 2026 · Amount on File
Prior SaleApr 26, 2021 · Amount on File
Deed Document Number20263995
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN MO
Recording DateJun 23, 2026
Property Address109 CHESTNUT RIDGE DR, WRIGHT CITY, MO 63390-2002
Document Number0000003995
Instrument DateJun 18, 2026
Instrument20263995
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 CHESTNUT RIDGE DR, WRIGHT CITY, MO 63390-2002
InvestorPossibly a Property Investor

Mortgage

Document Number0000003996,
DateJun 23, 2026
Instrument20263996
Lender
NameJLB CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MO
Property Address109 CHESTNUT RIDGE DR, WRIGHT CITY, MO 63390-2002
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202103505
DateApr 26, 2021
Instrument202103505
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN MO
Recording DateApr 26, 2021
Property Address109 CHESTNUT RIDGE DR, WRIGHT CITY, MO 63390-2002
Document Number202103504
Instrument DateApr 21, 2021
Instrument202103504
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyINTEGRITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 CHESTNUT RIDGE DR, WRIGHT CITY, MO 63390-2002

Mortgage

Document Number202103505
DateApr 26, 2021
Instrument202103505
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Chestnut Ridge Dr was $2,198.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyWarren County
MunicipalityWright City
Unified School DistrictWright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,198.00$30,888 (+13%) Land $5,565 Building $25,323$162,570 Land $29,290 Building $133,280
2024$2,198.00 (+14.6%)$27,335 (-) Land $4,925 Building $22,410
2023$1,918.00 (+7.63%)$27,335 (+8%) Land $4,925 Building $22,410$143,867 Land $25,920 Building $117,947
2022$1,782.00$25,310 Land $4,560 Building $20,750
2021$133,210 Land $24,000 Building $109,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Chestnut Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Chestnut Ridge Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2 WARREN
serves 1,192 people · EPA ID MO6024629
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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