Durham County property record for 109 Cheryl Ave, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,458 sqft · built 2007 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jun 2008) |
| Tax Bill | $3,622 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0825-60-6131 |
| Primary APN | 0825-60-6131 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,458 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 109 CHERYL AVE |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PROP-EMORY HYACINTH CHERR Y/LT#A PL:000165-000061 |
| Legal Subdivision | THE HYACINTH CHERRY EMORY PROPERTY |
| Legal Lot Number | A |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1601 |
109 Cheryl Ave is owned and occupied by two individuals who acquired it in September 2017.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 CHERYL AVE, DURHAM, NC 27712-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Oct 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Nov 3, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2008 · Amount on File |
| Deed Sale | Jun 4, 2008 · Amount on File |
| Prior Sale | Oct 23, 2007 · Amount on File |
| Deed Book / Page | 5977 / 223 |
| Last Transfer Date | Sep 5, 2017 |
| Transfer Doc | 0083020666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 109 CHERYL AVE, DURHAM, NC 27712-2301 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 109 CHERYL AVE, DURHAM, NC 27712-2301 |
| Document Number | OPR100860885 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | OPR 10086/885 |
| Instrument | 2024093319 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 222 Months |
| Due | Oct 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 109 CHERYL AVE, DURHAM, NC 27712-2301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 109 CHERYL AVE, DURHAM, NC 27712-2301 |
| Document Number | 0095070302 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 9507/302 |
| Instrument | 2021054585 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Oct 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Nov 3, 2017 |
| Property Address | 109 CHERYL AVE, DURHAM, NC 27712-2301 |
| Document Number | 0083020666 |
| Book / Page | 008302 / 000666 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 38985 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 CHERYL AVE DURHAM NC 277122301, DURHAM, NC 27712-2301 |
The 2026 property tax bill for 109 Cheryl Ave was $3,622, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,622.00 (+2.52%) | $356,472 (-) Land $85,000 Building $271,472 | $356,472 (-) Land $85,000 Building $271,472 |
| 2025 | $3,533.00 | $356,472 Land $85,000 Building $271,472 | $356,472 Land $85,000 Building $271,472 |
| 2023 | $2,586.00 (+2.33%) | $197,439 Land $38,340 Building $159,099 | $197,439 Land $38,340 Building $159,099 |
| 2022 | $2,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Cheryl Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1984–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Cheryl Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures