Contra Costa County property record for 109 Cherry Way, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,526 sqft · built 2011 |
| Lot Size | 0.12 acres (5,230 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $547,000 (Jul 2019) |
| Tax Bill | $8,224 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Nov 2020 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-270-019-7 |
| Primary APN | 041-270-019-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,526 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| 2nd Floor Area | 1,466 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 5,230 sqft (0.12 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 109 CHERRY WAY |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7655 L19 |
| Legal Subdivision | AMBERWOOD 5 SUB 7655 |
| Legal Tract | 7655 |
| Legal Lot Number | 19 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 302013 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 10, 2020 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 11, 2019 | Grant Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Prior Sale | May 25, 2012 · Amount on Record |
| Deed Document Number | 2019107091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE 365 CORACPOLIS PA |
| Name | Verified Name |
|---|
| Document Number | 0000161868 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 2017-161868 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Document Number | 0000268501 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020-268501 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Document Number | 0000141621 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-141621 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Document Number | 0000032066 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022-032066 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 11, 2019 |
| Property Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Document Number | 0000107091 |
| Map Reference | MB 429 PG 26 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 2019-107091 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 109 CHERRY WAY, OAKLEY, CA 94561-3816 |
| Investor | Possibly a Property Investor |
| Document Number | 0000107092 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 2019-107092 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Unified School District | Antioch Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $610,183 (+2%) Land $167,325 Building $442,858 | |
| 2025 | $8,224.00 (+4.99%) Homeowner's exemption | $598,220 (+4.04%) Land $164,045 Building $434,175 |
| 2023 | $7,833.00 (+1.82%) Homeowner's exemption | $574,992 Land $157,676 Building $417,316 |
| 2022 | $7,693.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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