109 Cherry St, Charlevoix, MI 49720 Property Records

Charlevoix County property record for 109 Cherry St, Charlevoix, MI 49720 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,685 sqft · built 1999
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Oct 2004)
Tax Bill	$5,422 (2025)
Flood Zone	Zone X (minimal risk)
APN	`052-164-012-25`

Property Details

APN / Parcel Number

Primary APN	`052-164-012-25`

Interior

Full Baths	2 Baths
Building Area	1,685 sqft Living Area
1st Floor Area	963 sqft
Basement Area	963 sqft
Unfinished Basement	963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Lot Area	10,585 sqft (0.243 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 CHERRY ST
City	CHARLEVOIX
State	MI
Zip	49720-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 OF BLOCK 4 LINDSAY PARK ADDITION 2001SP032000 FROM 164-012-20
Legal Range	08
Legal Township	34
Legal Section	23
Legal Subdivision	LINDSAY PARK ADDITION
Legal Block	4
Legal Lot Number	12
Jurisdiction	CHARLEVOIX MI
Township / Civil Division	CHARLEVOIX
Census Block Group	3
Census Block	3031
Census Tract	1500

Owner

Source: Charlevoix County records · APN 052-164-012-25

Assessment roll updated June 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 CHERRY ST, CHARLEVOIX, MI 49720-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2004 · Amount on Record
Deed Sale	Oct 15, 2004 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Charlevoix County
Municipality	Charlevoix City
Unified School District	Charlevoix Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,900 (+11%)	$637,800 (+11%)
2025	$5,422.00 (+1.16%) Homeowner's exemption	$287,300 (+56.4%)	$574,600 (+56.4%)
2024	$5,360.00 (+7.22%)
2023		$183,700	$367,400
2022	$4,999.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), updated September 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260290015003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.