109 Cherry St, Belmont, NC 28012 Property Records

Gaston County property record for 109 Cherry St, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,148 sqft · built 1920
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$2,103 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15019A07600`

Property Details

APN / Parcel Number

Primary APN	`15019A07600`
Alternative APNs	`1682428` `204976`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,148 sqft Heated Area
Flooring	Wood
Interior Walls	Cement Board

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Carport
Garage Area	512 sqft
Carport	Carport
Carport Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil

Location & Zoning

Street Address	109 CHERRY ST
City	BELMONT
State	NC
Zip	28012-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SMITH PLACE BLK 2 L 20-22 & P/18-19 15 019A 076 00 000
Legal Subdivision	SMITH PLACE
Legal Block	2
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1026
Census Tract	31204

Owner

109 Cherry St is owned and occupied by an individual who acquired it in April 2004.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	109 CHERRY ST, BELMONT, NC 28012-2224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 1, 2017	Grant Deed, Transfer QUICKEN LNS
Jun 14, 2017	Warranty Deed, Foreclosure ATTORNEY ONLY
Apr 28, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 12, 2004
Transfer Doc	0039760685
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	109 CHERRY ST, BELMONT, NC 28012-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051731763
Date	Nov 13, 2020
Book Page	5173/1763

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	109 CHERRY ST, BELMONT, NC 28012-2224
Document Number	0050781341
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHERRY ST BELMONT NC 280122224, BELMONT, NC 28012-2224

Mortgage

Document Number	0050781341
Date	Nov 1, 2019
Book Page	005078/001341

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Sep 1, 2017
Property Address	109 CHERRY ST, BELMONT, NC 28012-2224
Document Number	0049312355
Book / Page	004931 / 002355
Instrument Date	Aug 29, 2017
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHERRY ST BELMONT NC 280122224, BELMONT, NC 28012-2224

Mortgage

Document Number	49312358
Date	Sep 1, 2017
Book Page	004931/002358

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

June 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 14, 2017
Property Address	109 CHERRY ST, BELMONT, NC 28012-2224
Document Number	0049170096
Book / Page	004917 / 000096
Instrument Date	May 8, 2017
Transaction Type	Foreclosure
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GASTON NC
Recording Date	Apr 28, 2017
Property Address	109 CHERRY ST, BELMONT, NC 28012-2224
Document Number	0049080410
Book / Page	004908 / 000410
Instrument Date	Mar 29, 2017
Transaction Type	Foreclosure
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$145.92
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 109 Cherry St was $2,103, down 1.8% from the year before.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,103.00 (-1.77%)	$209,490 (-) Land $25,000 Building $184,490
2025	$2,141.00	$209,490 Land $25,000 Building $184,490
2023	$2,104.00	$207,320 Land $25,000 Building $182,320
2021			$118,670 Land $16,500 Building $102,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures