109 Cherry Rd, Berea, KY 40403 Property Records

Madison County property record for 109 Cherry Rd, Berea, KY 40403 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,309 sqft · built 1957
OwnerIndividual Name on File
Last Sale$138,000 (Jul 2020)
Tax Bill$1,059 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB007-0007-0038

Property Details

APN / Parcel Number

Primary APNB007-0007-0038
Alternative APNs
  • 131866
  • 94705
  • 61678

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,309 sqft Living Area

Exterior

Year BuiltBuilt 1957
Exterior MaterialAluminum/Vinyl
Garage TypeMixed
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number61678
Street Address109 CHERRY RD
CityBEREA
StateKY
Zip40403-1635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLLY HILLS LOT 5 BLK C
Legal SubdivisionHOLLY HILLS
Legal BlockC
Legal Lot Number5
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2002
Census Tract11301

Owner

Source: Madison County records · APN B007-0007-0038

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 CHERRY RD, BEREA, KY 40403-1635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Warranty Deed, Transfer · Conventional Mortgage
PARK COMMUNITY FCU
Jul 19, 2018Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleJul 19, 2018 · Amount on Record
Deed Document Number2014016155
Deed Book / PageD00790 / 788
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJul 21, 2020
Property Address109 CHERRY RD, BEREA, KY 40403-1635
Document NumberD00790/788
Book / PageD00790 / 788
Map ReferenceMB 1 PG 78
Instrument DateJul 20, 2020
Instrument2014016155
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$138.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address140 HOLLY HILL DR, 140, BEREA, KY 40403-1654

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 CHERRY RD, BEREA, KY 40403-1635

Mortgage

Document Number2014016156
DateJul 21, 2020
Instrument2014016156
Lender
NamePARK COMMUNITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 19, 2018
Property Address109 CHERRY RD, BEREA, KY 40403-1635
Document NumberD00762/129
Book / PageD00762 / 129
Map ReferenceMB1 PG78
Instrument DateJul 16, 2018
Instrument2013978929
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 IRVINE VIEW ST, 206, RICHMOND, KY 40475-1816

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 CHERRY RD, BEREA, KY 40403-1635

Mortgage

Document Number2013978930
DateJul 19, 2018
Instrument2013978930
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,059.00 (-11.6%) Homeowner's exemption$138,000 (-)$138,000 (-)
2023$1,198.00 Homeowner's exemption$138,000$138,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cherry Rd

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