Madison County property record for 109 Cherry Laurel Ln, Ridgeland, MS 39157
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5,102 sqft · built 2005 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,187 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071F-23B-063 |
| Primary APN | 071F-23B-063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 5,102 sqft Adjusted Area |
| 1st Floor Area | 3,596 sqft |
| 2nd Floor Area | 719 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 52,708 sqft (1.21 acres) |
| Cooling System | Central |
|---|
| Account Number | 5219 |
|---|---|
| Old Parcel Number | 071F-23B-063/00.00 |
| Street Address | 109 CHERRY LAUREL LN |
| City | RIDGELAND |
| State | MS |
| Zip | 39157-8623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 101 BRIDGEWATER FOUR -1.21 AC- LESS .0053 AC IN NE COR D@37 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 23 |
| Legal Subdivision | BRIDGEWATER 04 |
| Legal Lot Number | 101 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30205 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 CHERRY LAUREL LN, RIDGELAND, MS 39157-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2015 |
| Deed Sale | Sep 29, 2015 |
| Deed Document Number | 0000326023 |
| Deed Book / Page | 3256 / 0808 |
| Prior Transfer Date | Sep 21, 2015 |
| Prior Transfer Doc | 767458 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 CHERRY LAUREL LN, RIDGELAND, MS 39157-8623 |
| Document Number | 0000902163 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 CHERRY LAUREL LN RIDGELAND MS 391578623, RIDGELAND, MS 39157-8623 |
| Document Number | 0000902163 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 003913/000614 |
| Instrument | 902163 |
| Name | ARSTA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, MS 39110 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 14, 2035 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Ridgeland City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,187.00 Homeowner's exemption | $60,202 (-) | $602,020 (-) Land $90,000 Building $512,020 |
| 2024 | $6,187.00 | ||
| 2023 | $6,187.00 Homeowner's exemption | $60,202 | $602,020 Land $90,000 Building $512,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: NETSPEEDMS.
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