109 Cherry Ave, Lafayette, TN 37083 Property Records

Macon County property record for 109 Cherry Ave, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,015 sqft · built 1973
Lot Size	0.289 acres (12,570 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Nov 2022)
Tax Bill	$446 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050O-D-016.00`

Property Details

APN / Parcel Number

Primary APN	`050O-D-016.00`
Alternative APNs	`01050OD050O01600` `056050O D 01600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	775 sqft
Basement Area	240 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,570 sqft (0.289 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	150 sqft
Carport	Carport
Carport Area	150 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	109 CHERRY AVE
City	LAFAYETTE
State	TN
Zip	37083-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	139 M X 72 M
Legal Subdivision	WOOTEN ADDITION
Legal Lot Number	20-A
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3014
Census Tract	970301

Owner

Source: Macon County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 CHERRY AVE, LAFAYETTE, TN 37083-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit MARION BANK AND TRUST COMPANY
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
Oct 29, 2024	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2022 · Amount on Record
Deed Sale	Nov 8, 2022 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	20224718
Deed Book / Page	176 / 342
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Recording Date	May 14, 2026
Property Address	109 CHERRY AVE, LAFAYETTE, TN 37083-1105
Document Number	0000002163
Book / Page	252 / 689
Instrument Date	May 9, 2026
Instrument	20262163
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHERRY AVE, LAFAYETTE, TN 37083-1105
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002163,
Date	May 14, 2026
Book Page	252/689
Instrument	20262163

Lender

Name	MARION BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	109 CHERRY AVE, LAFAYETTE, TN 37083-1105
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHERRY AVE, LAFAYETTE, TN 37083-1105
Investor	Possibly a Property Investor

Mortgage

Document Number	0RB180/149
Date	Feb 10, 2023
Book Page	RB180/149
Instrument	23000427

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	109 CHERRY AVE, LAFAYETTE, TN 37083-1105
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHERRY AVE, LAFAYETTE, TN 37083-1105
Investor	Possibly a Property Investor

Mortgage

Document Number	00RB214/75
Date	Oct 29, 2024
Book Page	RB214/75
Instrument	24004049

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	609 RED BOILING SPRINGS RD, LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 8, 2022
Property Address	109 CHERRY AVE, LAFAYETTE, TN 37083-1105
Document Number	0RB176/342
Book / Page	RB176 / 342
Map Reference	CAB 2 SL 91-B
Instrument Date	Nov 2, 2022
Instrument	22004718
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, REAL ESTATE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHERRY AVE, LAFAYETTE, TN 37083-1105

Mortgage

Document Number	0022004719
Date	Nov 8, 2022
Instrument	22004719

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00 (+2.06%)	$27,475 (-) Land $6,250 Building $21,225	$109,900 (-) Land $25,000 Building $84,900
2024	$437.00 (+2.1%)	$27,475 (-) Land $6,250 Building $21,225
2023		$27,475 (+99.09%) Land $6,250 Building $21,225	$109,900 (+99.09%) Land $25,000 Building $84,900
2022		$13,800 Land $2,250 Building $11,550	$55,200 Land $9,000 Building $46,200
2019	$428.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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