109 Cherry Ave, Apt A, Capitola, CA 95010 Property Records

Santa Cruz County property record for 109 Cherry Ave, Apt A, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1978
Square Footage	1,790 sqft Living Area
Lot Size	2,178 sqft (0.05 acres)
Garage	Attached, 651 sqft
Last Sale	$2,010,000 (2021)
Tax Bill	$27,237.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`035-184-02`
Alternative APN	`035-184-02-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	1,790 sqft Living Area
Gross Area	2,441 sqft Gross Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single Style
Construction Type	Wood Construction
Roof Construction	Sawtooth Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	2,178 sqft (0.05 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	651 sqft Garage
Deck Area	48 sqft Deck
Patio Area	48 sqft Patio

Utilities and HVAC

Heating System	HVAC Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	109 CHERRY AVE, A
City	CAPITOLA
State	CA
Zip	95010-3396
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	CAMP CAPITOLA BLK D LOT 000001 MAP 000002 00019
Legal Subdivision	CAMP CAPITOLA
Legal Block	D
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Minor Civil Division	SANTA CRUZ
Census Blockgroup	2
Census Block	2022
Census Tract	121801

Owner

Source: Santa Cruz County records · APN 035-184-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 CHERRY AVE, CAPITOLA, CA 95010-3396
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Oct 14, 2011 · Amount on Record
Deed Doc Number	202133423
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0000027708
Record Refreshed	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 18, 2021
Property Address	109 CHERRY AVE APT B, B, CAPITOLA, CA 95010-3396
Document Number	0000033423
Instrument Date	Jun 16, 2021
Instrument	2021-0033423
Transaction Type	Transfer
Record Updated	Sep 05, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,211.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	109 CHERRY AVE, CAPITOLA, CA 95010-3396

Mortgage

Document Number	0000033424
Date	Jun 18, 2021
Instrument	2021-0033424

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,219,202 (+2%) Land $1,683,723 Building $535,479
2025	$27,237.00 (+10.19%)	$2,175,689 (+4.04%) Land $1,650,709 Building $524,980
2023	$24,718.00 (+1.06%)	$2,091,204 Land $1,586,610 Building $504,594
2022	$24,458.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.