109 Cherokee Dr, West Van Lear, KY 41268 Property Records

Johnson County property record for 109 Cherokee Dr, West Van Lear, KY 41268

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 2006
Lot Size	0.177 acres (7,744 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Apr 2015)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-00-00-041.39`

Property Details

APN / Parcel Number

Primary APN	`054-00-00-041.39`
Alternative APN	`22478`

Interior

Stories	2 Stories
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,744 sqft (0.177 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	22478
Street Address	109 CHEROKEE DR
City	WEST VAN LEAR
State	KY
Zip	41268-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 & IMP
Legal Subdivision	INDIAN VILLAGE
Legal Lot Number	15
Jurisdiction	JOHNSON KY
Township / Civil Division	PAINTSVILLE
Census Block Group	3
Census Block	3007
Census Tract	960600

Owner

Source: Johnson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 CHEROKEE DR, WEST VAN LEAR, KY 41268-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU
Apr 15, 2015	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2015 · Amount on Record
Deed Sale	Apr 15, 2015 · Amount on Record
Prior Sale	May 23, 2007 · Amount on Record
Deed Document Number	2015496664
Deed Book / Page	447 / 154
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KY
Property Address	109 CHEROKEE DR, WEST VAN LEAR, KY 41268-8000
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M613/142
Date	Aug 2, 2022
Book Page	M613/142
Instrument	542819

Lender

Name	COMMONWEALTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KY
Property Address	109 CHEROKEE DR, WEST VAN LEAR, KY 41268-8000
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M584/656
Date	Jul 8, 2020
Book Page	M584/656
Instrument	533904

Lender

Name	COMMONWEALTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

April 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON KY
Recording Date	Apr 15, 2015
Property Address	109 CHEROKEE DR, WEST VAN LEAR, KY 41268-8000
Document Number	D447/00154
Book / Page	D447 / 00154
Instrument Date	Apr 14, 2015
Instrument	496664
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2160 OAK LAWN ESTATES, 2160, HAGERHILL, KY 41222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHEROKEE DR, WEST VAN LEAR, KY 41268-8000
Investor	Possibly a Property Investor

Mortgage

Document Number	M529/00103
Date	Apr 15, 2015
Book Page	M529/00103
Instrument	496665

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Apr 14, 2048

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Johnson County
Unified School District	Johnson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00 (+0.51%)	$131,000 (-) Land $20,000 Building $111,000	$131,000 (-) Land $20,000 Building $111,000
2023	$1,370.00	$131,000	$131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1984–2022)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 76% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINTSVILLE MUNICIPAL WATER WORKS serves 24,354 people · EPA ID KY0580340
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	2,000 / 35
Foothills Communications Fiber	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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