Madison County property record for 109 Charleston Ln, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 3,099 sqft |
| Lot Size | 0.276 acres (12,061 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,348 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081A-01-113 |
| Primary APN | 081A-01-113 |
|---|---|
| Alternative APN |
|
| Building Area | 2,374 sqft Living Area |
|---|---|
| 1st Floor Area | 2,374 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 12,061 sqft |
| Account Number | 61452 |
|---|---|
| Street Address | 109 CHARLESTON LN |
| City | MADISON |
| State | MS |
| Zip | 39110-7957 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 1290 KATHERINE LAKE I OF CAROLI NE |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 01 |
| Legal Subdivision | KATHERINE LAKE I OF CAROLINE |
| Legal Lot Number | 1290 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30402 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 CHARLESTON LN, MADISON, MS 39110-7957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage PRIORITYONE BANK |
| Feb 23, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANKPLUS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2023 |
| Transfer Doc | 0001019307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 CHARLESTON LN, MADISON, MS 39110-7957 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 284 W BEACON ST, PHILADELPHIA, MS 39350-3157 |
| Document Number | 004267/691 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 4267/691 |
| Instrument | 970390 |
| Name | PRIORITYONE BANK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Feb 23, 2024 |
| Property Address | 109 CHARLESTON LN, MADISON, MS 39110-7957 |
| Document Number | 004412/511 |
| Book / Page | 4412 / 511 |
| Map Reference | CAB G SL 14 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 999449 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1682, PHILADELPHIA, MS 39350-1682 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 CHARLESTON LN, MADISON, MS 39110-7957 |
| Document Number | 0000999450 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 999450 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Canton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,348.00 (+368.91%) Homeowner's exemption | $34,455 (+410.44%) | $344,550 (+665.67%) Land $75,000 Building $269,550 |
| 2024 | $714.00 (+0.71%) | ||
| 2023 | $709.00 | $6,750 | $45,000 Land $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANTON serves 16,785 people · EPA ID MS0450006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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