Jackson County property record for 109 Charles St, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,326 sqft · built 1930 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $856 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 435-13-14-327-002-00 |
| Primary APN | 435-13-14-327-002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 CHARLES ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU1 |
| Legal Description | LOTS 3, 4 AND 5 SECORD'S SUBDIVISION |
| Legal Subdivision | SECORDS SUBDIVISION |
| Legal Lot Number | 3-4 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5100 |
109 Charles St is owned and occupied by an individual who acquired it in February 2006.
Source: Jackson County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CHARLES ST, JACKSON, MI 49203-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2006 |
| Transfer Doc | 0002427922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Nov 12, 2025 |
| Property Address | 109 CHARLES ST, JACKSON, MI 49203-5424 |
| Document Number | 0002993769 |
| Book / Page | 2272 / 976 |
| Map Reference | LB 9 PG 42 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2993769 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 SAGAMORE ST, JACKSON, MI 49203-5394 |
| Name | Verified Name |
|---|---|
| Address | 109 CHARLES ST, JACKSON, MI 49203-5424 |
| Date | Nov 12, 2025 |
|---|
| Name | CORWIN SANFORD |
|---|---|
| Type | Private Party |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 109 Charles St was $856 with a homeowner's exemption, down 33.2% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Vandercook Lake Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,800 (+21.7%) | $171,600 (+21.7%) | |
| 2025 | $856.00 (-33.18%) Homeowner's exemption | $70,500 | $141,000 |
| 2024 | $1,281.00 | ||
| 2023 | $64,300 | $128,600 | |
| 2020 | $1,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON serves 33,165 people · EPA ID MI0003470 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Dec 2020 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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