Madison County property record for 109 Charles Rd, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 915 sqft · built 1986 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $517 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 051A-11-003/01.02 |
| Primary APN | 051A-11-003/01.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 915 sqft Adjusted Area |
| 1st Floor Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft |
| Utility Building | 220 sqft |
| Account Number | 563 |
|---|---|
| Old Parcel Number | 051A-11 -003/01.02 |
| Street Address | 109 CHARLES RD |
| City | FLORA |
| State | MS |
| Zip | 39071-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .5A OUT W1/2 SW1/4 SW1/4 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 11 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4094 |
| Census Tract | 30302 |
Source: Madison County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CHARLES RD, FLORA, MS 39071-9537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 4, 2024 |
| Transfer Doc | 004399/801 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 4, 2024 |
| Property Address | 109 CHARLES RD, FLORA, MS 39071-9537 |
| Document Number | 004399/801 |
| Book / Page | 4399 / 801 |
| Instrument Date | Jan 2, 2024 |
| Instrument | 996958 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 634 WAY RD, CANTON, MS 39046-8707 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $517.00 | $5,561 (-) | $37,070 (-) Land $6,000 Building $31,070 |
| 2024 | $517.00 | ||
| 2023 | $517.00 | $5,561 | $37,070 Land $6,000 Building $31,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–2008) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Ozborn Communications Fixed Wireless | 499 / 285 |
5G (outdoors only) and 4G LTE
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