109 Charissa Dr, Clemson, SC 29631 Property Records

Pickens County property record for 109 Charissa Dr, Clemson, SC 29631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1976
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2015)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4054-19-61-0987`

Property Details

APN / Parcel Number

Primary APN	`4054-19-61-0987`
Alternative APN	`R0014988`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	272 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0014988
Old Parcel Number	4054 19 61 0987
Street Address	109 CHARISSA DR
City	CLEMSON
State	SC
Zip	29631-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 20 SINGLE FAM RES DIST
Legal Description	NEWTON JOHN LOT 22 37B PLAT 15/36
Legal Subdivision	NEWTON JOHN
Legal Block	61
Legal Lot Number	22 37B
Jurisdiction	PICKENS SC
Township / Civil Division	CLEMSON
Census Block Group	1
Census Block	1005
Census Tract	11206

Owner

109 Charissa Dr is owned and occupied by an individual who bought it in March 2015.

Source: Pickens County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 CHARISSA DR, CLEMSON, SC 29631-1646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY CAPITAL MORTGAGE LLC
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Dec 30, 2020	Deed of Trust, Mortgage · Line of Credit GRANDSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2015 · Amount on File
Deed Sale	Mar 17, 2015 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	201503660
Deed Book / Page	1668 / 319
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	109 CHARISSA DR, CLEMSON, SC 29631-1646
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003920
Date	Mar 22, 2023
Book Page	6297/93
Instrument	202303920

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	109 CHARISSA DR, CLEMSON, SC 29631-1646
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020744
Date	Dec 30, 2020
Book Page	5800/196
Instrument	202020744

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	109 CHARISSA DR, CLEMSON, SC 29631-1646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010002
Date	Jun 26, 2017
Book Page	5216/148
Instrument	201710002

Lender

Name	PRIMARY CAPITAL MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	109 CHARISSA DR, CLEMSON, SC 29631-1646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013104
Date	Aug 28, 2019
Book Page	5531/293
Instrument	201913104

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2044

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	109 CHARISSA DR, CLEMSON, SC 29631-1646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020739
Date	Dec 30, 2020
Book Page	5800/188
Instrument	202020739

Lender

Name	GRANDSOUTH BANK
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 109 Charissa Dr was $1,325, up 1% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Clemson City
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00 (+10.05%)	$8,720 (+15.04%) Land $1,840 Building $6,880	$316,500 (+66.93%) Land $66,800 Building $249,700
2024	$1,204.00 (+5.24%)	$7,580 (-) Land $1,600 Building $5,980	$189,600 (-) Land $40,000 Building $149,600
2023	$1,144.00 (+2.05%)	$7,580 (-) Land $1,600 Building $5,980	$189,600 (-) Land $40,000 Building $149,600
2022	$1,121.00	$7,580 Land $1,600 Building $5,980	$189,600 Land $40,000 Building $149,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Charissa Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Charissa Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEMSON serves 17,896 people · EPA ID SC3910004
Water Source	Purchased surface water from ANDERSON REGIONAL JOINT WS
Last State Inspection	Nov 2022
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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