Guadalupe County property record for 109 Chaps St, Cibolo, TX 78108 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2006 |
| Square Footage | 2,797 sqft Living Area |
| Lot Size | 10,300 sqft (0.237 acres) |
| Garage | Attached, 388 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $360,640 (2022) |
Source: Guadalupe County records · APN 1G0583401402300000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 CHAPS ST, CIBOLO, TX 78108-3771 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 14, 2022 | Vendor's Lien, Transfer · Veterans Administration Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Feb 01, 2022 | Intrafamily Transfer, Transfer |
| Jun 16, 2020 | Loan Modification, Mortgage MIDFIRST BK |
| Jan 31, 2018 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on Record |
| Deed Sale | Dec 14, 2022 · Amount on Record |
| Prior Sale | Jan 26, 2007 · Amount on Record |
| Deed Doc Number | 202237112 |
| Prior Transfer Date | Jan 19, 2007 |
| Prior Transfer Doc | 0000001762 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 14, 2022 |
| Property Address | TX |
| Document Number | 0099037112 |
| Map Reference | VOL 7 PG 120 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 202299037112 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CHAPS ST, CIBOLO, TX 78108-3771 |
| Document Number | 0099037113 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 202299037113 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 01, 2022 |
| Property Address | 109 CHAPS ST, CIBOLO, TX 78108-3771 |
| Document Number | 0099003625 |
| Map Reference | VOL 07 PG 120 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 202299003625 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11015 MONTVERDE LN, HOUSTON, TX 77099-4720 |
| Name | Verified Name |
|---|---|
| Address | 109 CHRIPS, CIBOLO, TX 78108 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 109 CHAPS ST, CIBOLO, TX 78108-3771 |
| Document Number | 0000017466 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 109 CHAPS ST CIBOLO TX 781083771, CIBOLO, TX 78108-3771 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017466 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | 17466 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 08, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 109 CHAPS ST, CIBOLO, TX 78108-3771 |
| Document Number | 0000004701 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Address | 109 CHAPS ST CIBOLO TX 781083771, CIBOLO, TX 78108-3771 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004701 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 4701 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 04, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,342 (+5.23%) Land $55,086 Building $301,256 | $356,342 (+5.23%) Land $55,086 Building $301,256 | |
| 2025 | $338,618 (-10.69%) Land $54,301 Building $284,317 | $338,618 (-10.69%) Land $54,301 Building $284,317 | |
| 2023 | $221.00 (-96.32%) Homeowner's exemption | $379,147 Land $64,856 Building $314,291 | $379,147 Land $64,856 Building $314,291 |
| 2022 | $6,005.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1G0583401402300000 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,797 sqft Living Area |
|---|---|
| Gross Area | 3,203 sqft Gross Area |
| 1st Floor | 1,584 sqft 1st Floor |
| 2nd Floor | 1,213 sqft 2nd Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,300 sqft (0.237 acres) |
| Depth X Width | 117 ft x 88 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 388 sqft Garage |
| Porch | Covered Porch |
| Porch Area | 18 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Water Source | Commercial Water Source |
| Street Address | 109 CHAPS ST |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3771 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CIBOLO VALLEY RANCH #4 BLOCK 14 LOT 23 |
| Legal Subdivision | CIBOLO VALLEY RANCH #4 |
| Legal Tract | 23 |
| Legal Block | 14 |
| Legal Lot Number | 23 |
| Jurisdiction | GUADALUPE TX |
| Minor Civil Division | SCHERTZ-CIBOLO |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 210718 |
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