Wake County property record for 109 Chapel Fields Ln, Garner, NC 27529 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,420 sqft · built 2015 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,987 (2025) |
| Deeds & Mortgages | May 2026 Sale Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1629.02-77-5588-000 |
| Primary APN | 1629.02-77-5588-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,420 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 528 sqft |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0368115 |
|---|---|
| Street Address | 109 CHAPEL FIELDS LN |
| City | GARNER |
| State | NC |
| Zip | 27529-7162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LO2 WHITE OAK ESTATES BM2008-00172 |
| Legal Subdivision | WHITE OAK ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 52813 |
Source: Wake County records · APN 1629.02-77-5588-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CHAPEL FIELDS LN, GARNER, NC 27529-7162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 15, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Apr 26, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2025 |
| Deed Sale | Jul 21, 2025 |
| Prior Sale | Sep 30, 2016 · Amount on Record |
| Deed Document Number | 202537863 |
| Deed Book / Page | 19963 / 2591 |
| Prior Transfer Date | Jul 01, 2025 |
| Prior Transfer Doc | 19963/2591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 15, 2026 |
| Property Address | 109 CHAPEL FIELDS LN, GARNER, NC 27529-7162 |
| Document Number | 0000054147 |
| Book / Page | 20230 / 1606 |
| Instrument Date | May 13, 2026 |
| Instrument | 202654147 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 109 CHAPEL FIELDS LN, GARNER, NC 27529-7162 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 109 CHAPEL FIELDS LN, GARNER, NC 27529-7162 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 CHAPEL FIELDS LN, GARNER, NC 27529-7162 |
| Document Number | 020065/406 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 20065/406 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Dec 01, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Apr 26, 2024 |
| Property Address | 109 CHAPEL FIELDS LN, GARNER, NC 27529-7162 |
| Document Number | 019596/753 |
| Book / Page | 19596 / 753 |
| Map Reference | MB 2008 PG 172 |
| Instrument Date | Apr 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2425, GOOSE CREEK, SC 29445-2425 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 CHAPEL FIELDS LN, GARNER, NC 27529-7162 |
Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,987.00 (+40.34%) | $665,237 (+63.48%) Land $75,000 Building $590,237 | $665,237 (+63.48%) Land $75,000 Building $590,237 |
| 2023 | $2,841.00 | $406,914 Land $60,000 Building $346,914 | $406,914 Land $60,000 Building $346,914 |
Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830528131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Meadowbrook Country Club listed 2009 · 7 contributing resources · NRIS 09001106 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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