109 Central Dr, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 109 Central Dr, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,200 sqft · built 1954
Lot Size0.602 acres (26,226 sqft)
OwnerIndividual Name on Record
Last Sale$68,750 (Dec 2020)
Tax Bill$4,420 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN353201 276.18-02-05

Property Details

APN / Parcel Number

Primary APN353201 276.18-02-05
Alternative APN
  • 320127601800020050000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area26,226 sqft (0.602 acres)
Lot Dimensions262 ft deep x 100 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address109 CENTRAL DR
CityCENTRAL SQUARE
StateNY
Zip13036-9792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal DescriptionSP 46 021-083-000
Legal Block2
Legal Lot Number5.000
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1021
Census Tract20706

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 CENTRAL DR, CENTRAL SQUARE, NY 13036-9792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleNov 30, 2009 · Amount on Record
Deed Document Number202012631
Prior Transfer DateOct 7, 2020
Prior Transfer Doc0000012631
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateDec 18, 2020
Property Address109 CENTRAL DR, CENTRAL SQUARE, NY 13036-9792
Document Number0000002631
Instrument DateOct 7, 2020
InstrumentR-2020-012631
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$276.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address109 CENTRAL DR, 109, CENTRAL SQUARE, NY 13036-9792

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 CENTRAL DR, CENTRAL SQUARE, NY 13036-9792

Mortgage

Document Number0000002632
DateDec 18, 2020
InstrumentR-2020-012632
Lender
NamePATHFINDER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Mortgage

Document Number0000012634
DateDec 18, 2020
InstrumentR-2020-012634
Lender
NamePATHFINDER BANK
TypeBank
AddressOSWEGO, NY 13126
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
MunicipalityCentral Square Village
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,420.00 (+19.88%)
2025$3,687.00$136,600 (-) Land $41,200 Building $95,400$182,133 (+14.67%) Land $54,933 Building $127,200
2023$136,600 Land $41,200 Building $95,400$158,837 Land $47,907 Building $110,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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