109 Central Ave, Butler, KY 41006 Property Records

Pendleton County property record for 109 Central Ave, Butler, KY 41006

Property Summary

Property Type	Single Family Home
Details	990 sqft
Owner	Individual Name on Record
Last Sale	$85,000 (Mar 2019)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-20-04-002.00`

Property Details

APN / Parcel Number

Primary APN	`038-20-04-002.00`

Interior

Stories	2 Stories
Building Area	990 sqft Living Area

Exterior

Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal

Location & Zoning

Street Address	109 CENTRAL AVE
City	BUTLER
State	KY
Zip	41006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 & HOUSE
Legal Subdivision	CF PEOPLES
Legal Lot Number	13
Jurisdiction	PENDLETON KY
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1059
Census Tract	930102

Owner

Source: Pendleton County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 358, BUTLER, KY 41006-0358
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 1, 2019	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Apr 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	125854
Deed Book / Page	D352 / 084
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDLETON KY
Property Address	109 CENTRAL AVE, BUTLER, KY 41006-1031
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CENTRAL AVE, BUTLER, KY 41006

Mortgage

Document Number	000428/431
Date	Aug 29, 2023
Book Page	428/431
Instrument	581717

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2053

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PENDLETON KY
Recording Date	Mar 1, 2019
Property Address	109 CENTRAL AVE, BUTLER, KY 41006-1031
Document Number	00D352/084
Book / Page	D352 / 084
Instrument Date	Feb 26, 2019
Instrument	125854
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 353, BUTLER, KY 41006-0353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CENTRAL AVE, BUTLER, KY 41006-1031

Mortgage

Document Number	0000125855
Date	Mar 1, 2019
Instrument	125855

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDLETON KY
Recording Date	Apr 10, 2018
Property Address	109 CENTRAL AVE, BUTLER, KY 41006-1031
Document Number	00D347/257
Book / Page	D347 / 257
Instrument Date	Apr 9, 2018
Instrument	123751
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Tax	$17.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8560 DIXIE HWY, 8560, FLORENCE, KY 41042-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 MADISON ST, BUTLER, KY 41006-1028

Tax Assessment & Valuation

Source: Pendleton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Butler City
County	Pendleton County
Unified School District	Pendleton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 (-3.65%)	$85,000 (-)	$85,000 (-)
2023	$1,096.00	$85,000	$85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUTLER WATER WORKS serves 980 people · EPA ID KY0960051
Water Source	Purchased surface water from PENDLETON CO WATER DISTRICT #1 / NORTH
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures