Middlesex County and Ayer Town property record for 109 Central Ave, Ayer, MA 01432 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Square Footage | 26,134 sqft Total Area |
| Lot Size | 43,560 sqft (1 acres) |
| Last Sale | $2,800,000 (2022) |
| Primary APN | AYER M:027 B:0000 L:0109 |
|---|
| Building Area | 26,134 sqft Total Area |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Total Buildings | 2 Total Buildings |
| Street Address | 109 CENTRAL AVE |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1400 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Lot Number | 109 |
| Jurisdiction | AYER MA |
| Minor Civil Division | AYER |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0000 L:0109
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 31 ADAMS AVE, GROTON, MA 01450-1241 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 02, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage ENTERPRISE BANK & TRUST CO |
| Aug 09, 2022 | Deed of Trust, Mortgage · Stand Alone First Mortgage BAY COLONY DEVELOPMENT CORP |
| Aug 09, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage ENTERPRISE BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2022 · Amount on Record |
| Deed Sale | Aug 09, 2022 · Amount on Record |
| Deed Book / Page | 80556 / 13 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 109 CENTRAL AVE, AYER, MA 01432-1400 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 080906-429 |
|---|---|
| Date | Nov 02, 2022 |
| Book Page | 80906/429 |
| Instrument | 163500 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 109 CENTRAL AVE, AYER, MA 01432-1400 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0080556-62 |
|---|---|
| Date | Aug 09, 2022 |
| Book Page | 80556/62 |
| Instrument | 122049 |
| Name | BAY COLONY DEVELOPMENT CORP |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 09, 2022 |
| Property Address | 109 CENTRAL AVE, AYER, MA 01432-1400 |
| Document Number | 0080556-13 |
| Book / Page | 80556 / 13 |
| Instrument Date | Aug 09, 2022 |
| Instrument | 122044 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 ADAMS AVE, GROTON, MA 01450-1241 |
| Document Number | 0000122045 |
|---|---|
| Date | Aug 09, 2022 |
| Instrument | 122045 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0080556-39 |
|---|---|
| Date | Aug 09, 2022 |
| Book Page | 80556/39 |
| Instrument | 122047 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,919,100 (+180.79%) Land $189,900 Building $2,729,200 | |
| 2023 | $1,039,600 Land $150,000 Building $889,600 | |
| 2022 | $27,516.00 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 16% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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