109 Centennial St E, Wykoff, MN 55990 Property Records

Fillmore County property record for 109 Centennial St E, Wykoff, MN 55990

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,212 sqft · built 1977
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (May 2019)
Tax Bill	$2,068 (2026)
Deeds & Mortgages	Jul 2021 Refinance May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30.0011.040`

Property Details

APN / Parcel Number

Primary APN	`30.0011.040`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Building Area	1,212 sqft Heated Area
Gross Area	1,864 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Combination
Roof Type	Flat
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 CENTENNIAL ST E
City	WYKOFF
State	MN
Zip	55990-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-103 RANGE-012 COM AT PT 728.3' E & 490' S OF NW COR SEC 27 S150' W200' TO THE PT BEG N150' W100' S150' E 100' TO
Legal Range	12
Legal Township	103
Legal Section	27
Jurisdiction	FILLMORE MN
Township / Civil Division	WYKOFF
Census Block Group	3
Census Block	3062
Census Tract	960200

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 CENTENNIAL ST E, WYKOFF, MN 55990-8727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED BANK
May 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Jun 17, 2013 · Amount on Record
Deed Document Number	2019421676
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	109 CENTENNIAL ST E, WYKOFF, MN 55990-8727
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	433581
Date	Jul 9, 2021
Instrument	433581

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	May 6, 2019
Property Address	109 CENTENNIAL ST E, WYKOFF, MN 55990-8727
Document Number	421676
Instrument Date	Apr 26, 2019
Instrument	421676
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CENTENNIAL ST E, WYKOFF, MN 55990-8727

Mortgage

Document Number	0000421677
Date	May 6, 2019
Instrument	421677

Lender

Name	FIRST UNITED BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Wykoff City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,068.00 (+47.71%) Homeowner's exemption	$201,400 (+3.65%) Land $30,000 Building $171,400	$201,400 (+3.65%) Land $30,000 Building $171,400
2025		$194,300 (+35.78%) Land $30,000 Building $164,300	$194,300 (+35.78%) Land $30,000 Building $164,300
2023		$143,100 Land $18,400 Building $124,700	$143,100 Land $18,400 Building $124,700
2020	$1,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wykoff serves 444 people · EPA ID MN1230013
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Arvig Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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