109 Cedar Stream Dr, Paris, KY 40361 Property Records

Bourbon County property record for 109 Cedar Stream Dr, Paris, KY 40361

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,679 sqft · built 2006
OwnerIndividual Name on Record
Last Sale$65,647 (Apr 2016)
Tax Bill$3,172 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Jun 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN018-70-25-011.00

Property Details

APN / Parcel Number

Primary APN018-70-25-011.00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,679 sqft Living Area

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick
Foundation TypeBlock
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address109 CEDAR STREAM DR
CityPARIS
StateKY
Zip40361-2707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description109 CEDAR STREAM DR - L#16
Legal SubdivisionFOX RUN
JurisdictionBOURBON KY
Township / Civil DivisionPARIS
Census Block Group2
Census Block2074
Census Tract30300

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address109 CEDAR STREAM DR, PARIS, KY 40361-2707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2017Deed of Trust, Mortgage · Line of Credit
TRADITIONAL BANK INC
Jun 30, 2017Deed of Trust, Mortgage · Commercial Mortgage
TRADITIONAL BANK INC
Mar 14, 2018Deed of Trust, Mortgage · Construction Mortgage
CENTRAL KENTUCKY AG CREDIT ASSN
Mar 14, 2018Deed of Trust, Mortgage · Construction Mortgage
CENTRAL KENTUCKY AG CREDIT ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2016 · Amount on Record
Deed SaleApr 5, 2016 · Amount on Record
Prior SaleJul 3, 2007 · Amount on Record
Deed Document Number0000300387
Deed Book / Page300 / 387
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Property Address109 CEDAR STREAM DR, PARIS, KY 40361-2707
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000613/680
DateJun 30, 2017
Book Page613/680
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressPARIS, KY 40362
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJun 15, 2018
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Property Address109 CEDAR STREAM DR, PARIS, KY 40361-2707
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000613/699
DateJun 30, 2017
Book Page613/699
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressPARIS, KY 40362
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 15, 2037
Interest
Rate TypeAdjustable Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Property Address109 CEDAR STREAM DR, PARIS, KY 40361-2707
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000624/323
DateMar 14, 2018
Book Page624/323
Lender
NameCENTRAL KENTUCKY AG CREDIT ASSN
TypeLending Institution
AddressLEXINGTON, KY 40508
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 1, 2019

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Property Address109 CEDAR STREAM DR, PARIS, KY 40361-2707
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number624/323
DateMar 14, 2018
Book Page624/323
Lender
NameCENTRAL KENTUCKY AG CREDIT ASSN
TypeLending Institution
AddressPARIS, KY 40361
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 1, 2019

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBourbon County
MunicipalityParis City
Unified School DistrictBourbon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,172.00 (-1.92%)$369,700 (-) Land $35,000 Building $334,700$369,700 (-) Land $35,000 Building $334,700
2023$3,234.00$369,700 Land $35,000 Building $334,700$369,700 Land $35,000 Building $334,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2010–2015)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARIS WATER WORKS
serves 14,139 people · EPA ID KY0090343
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2025
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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