Yankton County property record for 109 Cedar St, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 712 sqft · built 1938 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Apr 2026) |
| Tax Bill | $1,121 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 78.790.002.085 |
| Primary APN | 78.790.002.085 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 712 sqft Living Area |
| Basement Area | 712 sqft |
| Unfinished Basement | 712 sqft |
| Flooring | Other |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 CEDAR ST |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-4331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S44 N88 LTS 6, 7 & 8 BLK 2 TODDS ADDN |
| Legal Subdivision | TODDS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6-8 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 966100 |
Source: Yankton County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CEDAR ST, YANKTON, SD 57078-4331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Deed Document Number | 2026212930 |
| Deed Book / Page | 583 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Apr 17, 2026 |
| Property Address | 109 CEDAR ST, YANKTON, SD 57078-4331 |
| Document Number | 0000212930 |
| Book / Page | 583 / 327 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.212930 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | BRANTON TITLE COMPANY, YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,735.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CEDAR ST, YANKTON, SD 57078-4331 |
| Document Number | 0000212931, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026.212931 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 109 CEDAR ST, YANKTON, SD 57078-4331 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Name | Verified Name |
|---|
| Document Number | 551/307 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 551/307 |
| Name | CORTRUST BANK NA |
|---|---|
| Type | Bank |
| Address | YANKTON, SD 57078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,300 (-) Land $8,800 Building $74,500 | $83,300 (+15.69%) Land $8,800 Building $74,500 | |
| 2025 | $1,121.00 (-0.8%) | $83,300 (-0.48%) Land $8,800 Building $74,500 | |
| 2023 | $83,700 Land $8,800 Building $74,900 | ||
| 2022 | $1,130.00 | ||
| 2021 | $72,000 Land $8,800 Building $63,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YANKTON serves 15,411 people · EPA ID SD4600423 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | BY WATER DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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