109 Cedar Point Rd, Sandusky, OH 44870 Property Records

Erie County property record for 109 Cedar Point Rd, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,478 sqft · built 1910
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$790,000 (Aug 2024)
Tax Bill	$6,625 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`55-00218-000`

Property Details

APN / Parcel Number

Primary APN	`55-00218-000`
Alternative APN	`003328-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Gross Area	5,966 sqft
1st Floor Area	1,684 sqft
Upper Floors Area	728 sqft
Attic	Attic
Attic Area	1,738 sqft
Basement Area	1,684 sqft
Unfinished Basement	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	300 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	510 sqft
Deck Area	Deck Area
Patio Area	188 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003328-0
Street Address	109 CEDAR POINT RD
City	SANDUSKY
State	OH
Zip	44870-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 26 NE 1/2 BEACH TO BAY .57A .57A
Legal Block	26
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3007
Census Tract	41900

Owner

Source: Erie County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 CEDAR POINT RD, SANDUSKY, OH 44870-5206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Oct 4, 1994 · Amount on Record
Deed Document Number	20245669
Record Updated	Oct 29, 2026

June 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ERIE OH
Recording Date	Jun 13, 2023
Property Address	109 CEDAR POINT RD, SANDUSKY, OH 44870-5206
Document Number	0000004118
Instrument Date	May 31, 2023
Instrument	202304118
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$979.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 CEDAR POINT RD, SANDUSKY, OH 44870-5206

Mortgage

Document Number	0000004119
Date	Jun 13, 2023
Instrument	202304119

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	10.1%

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,625.00	$169,869 (-) Land $88,200 Building $81,669
2024	$6,625.00 (+20.19%)	$169,869 (+41.84%) Land $88,200 Building $81,669	$485,340 (+41.84%) Land $252,000 Building $233,340
2023	$5,512.00 (-2.08%)	$119,759 (+%) Land $63,000 Building $56,759
2022	$5,629.00	$119,756 Land $63,000 Building $56,756
2021			$342,170 Land $180,000 Building $162,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	6 (1997–2021)
Most Recent Claim	May 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000