109 Cedar Cir, Gatesville, TX 76528 Property Records

Coryell County property record for 109 Cedar Cir, Gatesville, TX 76528

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,710 sqft · built 1993
Lot Size	0.404 acres (17,611 sqft)
Owner	2 Individual Names on File
Last Sale	$188,900 (Nov 2021)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0-77-25-0000`

Property Details

APN / Parcel Number

Primary APN	`0-77-25-0000`
Alternative APN	`111412`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,130 sqft
1st Floor Area	1,710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	17,611 sqft (0.404 acres)
Lot Dimensions	137 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Patio Area	360 sqft
Storage Building	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 CEDAR CIR
City	GATESVILLE
State	TX
Zip	76528-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR RIDGE, BLOCK 6, LOT 5, ACRES .4043
Legal Subdivision	CEDAR RIDGE
Legal Tract	5
Legal Block	6
Legal Lot Number	5
Jurisdiction	CORYELL TX
Township / Civil Division	GATESVILLE
Census Block Group	2
Census Block	2014
Census Tract	10202

Owner

109 Cedar Cir is owned and occupied by two individuals who bought it in November 2021.

Source: Coryell County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 CEDAR CIR, GATESVILLE, TX 76528-3315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 4, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Deed Document Number	2021346198
Record Updated	Sep 20, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Nov 30, 2021
Property Address	109 CEDAR CIR, GATESVILLE, TX 76528-3315
Document Number	0000346198
Map Reference	VOL 2 PG 50
Instrument Date	Nov 30, 2021
Instrument	346198
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CEDAR CIR, GATESVILLE, TX 76528-3315

Mortgage

Document Number	0000346199
Date	Nov 30, 2021
Instrument	346199

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CORYELL TX
Recording Date	Dec 4, 2020
Property Address	109 CEDAR CIR, GATESVILLE, TX 76528-3315
Document Number	0000332610
Map Reference	VOL 2 PG 50
Instrument Date	May 12, 2020
Instrument	332610
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21402 LAKEFRONT DR, LAGO VISTA, TX 78645-6115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CEDAR CIR, GATESVILLE, TX 76528-3315

Tax Assessment & Valuation

The 2025 property tax bill for 109 Cedar Cir was $1,680 with a homeowner's exemption, down 40.7% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Unified School District	Gatesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00 (-40.74%)	$213,050 Land $24,260 Building $188,790	$213,050 Land $24,260 Building $188,790
2024	$2,835.00 (+7.02%)
2023	$2,649.00 (-6.16%) Homeowner's exemption	$207,180 Land $18,970 Building $188,210	$207,180 Land $18,970 Building $188,210
2022	$2,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Cedar Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cedar Cir is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 61% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WSC serves 2,400 people · EPA ID TX0500020
Water Source	Purchased surface water from CITY OF GATESVILLE
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: Brightspeed, T-Mobile.

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