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109 Cascade St, Lolo, MT 59847 Property Records

Missoula County property record for 109 Cascade St, Lolo, MT 59847

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,868 sqft · built 1975
Lot Size0.319 acres (13,896 sqft)
Owner2 Individual Names on Record
Last Sale$483,787 (Jan 2024)
Tax Bill$4,010 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Jan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR0468293

Property Details

APN / Parcel Number

Primary APNR0468293
Alternative APNs
  • 04-2092-27-3-03-16-0000
  • 0002088857
  • 2088857

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,868 sqft Living Area
Gross Area3,348 sqft
1st Floor Area1,434 sqft
Basement Area1,434 sqft
Finished Basement1,434 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,896 sqft (0.319 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area36 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number0002088857
Street Address109 CASCADE ST
CityLOLO
StateMT
Zip59847-9613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionWEST VIEW # 1, S27, T12 N, R20 W, BLOCK 5, LOT 16
Legal SubdivisionWEST VIEW # 1
Legal Block5
Legal Lot Number16
JurisdictionMISSOULA MT
Township / Civil DivisionLOLO
Census Block Group2
Census Block2020
Census Tract1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 CASCADE ST, LOLO, MT 59847-9613
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2024Deed of Trust, Mortgage · Line of Credit
STOCKMAN BANK OF MONTANA
Jan 30, 2024Warranty Deed, Transfer · Conventional Mortgage
OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2024 · Amount on Record
Deed SaleJan 30, 2024 · Amount on Record
Deed Document Number2024924
Deed Book / Page1096 / 1393
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address109 CASCADE ST, LOLO, MT 59847-9613
Transaction TypeMortgage
Record UpdatedMar 19, 2024
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 FAIRVIEW AVE, MISSOULA, MT 59801-7556

Mortgage

Document Number0010971348
DateMar 5, 2024
Book Page1097/1348
Instrument202402279
Lender
NameSTOCKMAN BANK OF MONTANA
TypeBank
AddressWHITEFISH, MT 59937
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueFeb 25, 2029

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateJan 30, 2024
Property Address109 CASCADE ST, LOLO, MT 59847-9613
Document Number0010961393
Book / Page1096 / 1393
Instrument DateJan 30, 2024
Instrument202400924
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address109 CASCADE ST, LOLO, MT 59847-9613

Mortgage

Document Number0202400925
DateJan 30, 2024
Instrument202400925
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Elementary School DistrictLolo Elementary School District (PK - 08)
Secondary School DistrictMissoula High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$495,800 (-) Land $130,687 Building $365,113$495,800 (-) Land $130,687 Building $365,113
2025$4,010.00 (-20.56%)$495,800 (+9.71%)$495,800 (+9.71%) Land $130,687 Building $365,113
2023$5,048.00$451,900$451,900 Land $101,466 Building $350,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 81% of Montana
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOLO WATER AND SEWER DIST
serves 3,315 people · EPA ID MT0000278
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
CIS
Fixed Wireless		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Rocky Mountain Internet, Verizon.

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