109 Cascade St, Elgin, SC 29045 Property Records

Richland County property record for 109 Cascade St, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1988
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Feb 2022)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26005-06-15`

Property Details

APN / Parcel Number

Primary APN	`26005-06-15`
Alternative APNs	`R26005-06-15` `01089191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Heated Area
Gross Area	1,696 sqft
1st Floor Area	1,392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Porch	Slab
Porch Area	168 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01089191
Street Address	109 CASCADE ST
City	ELGIN
State	SC
Zip	29045-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK K K 85X150.2X85.5X150.2 #SU BRIARCLIFFE EST PH-II-C #PR 50-6770 RB429-1393
Legal Subdivision	BRIARCLIFFE
Legal Block	K
Legal Lot Number	23
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1024
Census Tract	11424

Owner

Source: Richland County records · APN 26005-06-15

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 CASCADE ST, ELGIN, SC 29045-8707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 19, 2017	Warranty Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2022 · Amount on Record
Deed Sale	Feb 09, 2022 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	20227647
Deed Book / Page	2714 / 2032
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 09, 2022
Property Address	109 CASCADE ST, ELGIN, SC 29045-8707
Document Number	0027142032
Book / Page	2714 / 2032
Map Reference	MB 50 PG 6770
Instrument Date	Jan 28, 2022
Instrument	2022007647
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$449.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 CASCADE ST, ELGIN, SC 29045-8707

Mortgage

Document Number	2022007648
Date	Feb 09, 2022
Instrument	2022007648

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 19, 2017
Property Address	109 CASCADE ST, ELGIN, SC 29045-8707
Document Number	2220/1934
Book / Page	002220 / 001934
Instrument Date	Jun 16, 2017
Instrument	45726
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CASCADE ST ELGIN SC 290458707, ELGIN, SC 29045-8707

Mortgage

Document Number	2220/1937
Date	Jun 19, 2017
Book Page	002220/001937
Instrument	45727

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (-69.14%)	$179,900 (+3,711.44%) Land $30,000 Building $149,900	$179,900 (+52.46%) Land $30,000 Building $149,900
2023	$6,092.00 (+364.68%)	$4,720 (-)	$118,000 (-)
2021	$1,311.00	$4,720	$118,000 Land $17,500 Building $100,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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