109 Carter Ln, Ripley, MS 38663 Property Records

Tippah County property record for 109 Carter Ln, Ripley, MS 38663

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,584 sqft · built 1959
Lot Size0.363 acres (15,805 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Oct 2024)
Tax Bill$1,236 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-143H-01-022.00

Property Details

APN / Parcel Number

Primary APN3-143H-01-022.00
Alternative APN
  • 009704

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,584 sqft Adjusted Area
1st Floor Area1,292 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,805 sqft (0.363 acres)
Lot Dimensions145 ft deep x 109 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address109 CARTER LN
CityRIPLEY
StateMS
Zip38663-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW PT SW 1/4 SE 1/4 SEC 1-4-3 88'X150'
Legal Range003
Legal Township004
Legal Section01
JurisdictionTIPPAH MS
Township / Civil Division2
Census Block Group1
Census Block1046
Census Tract950201

Owner

109 Carter Ln is owned by two individuals who bought it in October 2024.

Source: Tippah County records, as of September 8, 2026

Owner of Record2 Individual Names on File
Mailing Address5830 HIGHWAY 72, WALNUT, MS 38683-9029
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Oct 28, 2025Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Oct 29, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2024 · Amount on File
Deed SaleOct 29, 2024 · Amount on File
Prior SaleJun 1, 2007
Deed Document Number20242373
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPPAH MS
Recording DateAug 25, 2026
Property Address109 CARTER LN, RIPLEY, MS 38663-1126
Document Number0000001838
Instrument DateAug 21, 2026
Instrument20261838
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5830 HIGHWAY 72, WALNUT, MS 38683-9029

Mortgage

Document Number0000001838,
DateAug 25, 2026
Instrument20261838
Lender
NamePEOPLES BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueAug 15, 2031
Interest
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPPAH MS
Property Address109 CARTER LN, RIPLEY, MS 38663-1126
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025002317
DateOct 28, 2025
Instrument2025002317
Lender
NamePEOPLES BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term13 Months
DueNov 1, 2026
Interest
Rate TypeAdjustable Rate

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPPAH MS
Recording DateOct 29, 2024
Property Address109 CARTER LN, RIPLEY, MS 38663-1126
Document Number2024002373
Instrument DateSep 27, 2024
Instrument2024002373
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5830 HIGHWAY 72, WALNUT, MS 38683-9029

Mortgage

Document Number2024002374
DateOct 29, 2024
Instrument2024002374
Lender
NamePEOPLES BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term13 Months
DueNov 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 109 Carter Ln was $1,236, up 0.1% from the year before.

Source: Tippah County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyTippah County
MunicipalityRipley City
Unified School DistrictSouth Tippah School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,236.00 (+0.08%)$8,418 (-)
2024$1,235.00 (-1.36%)$8,418 (-)$56,120 (-) Land $4,780 Building $51,340
2023$1,252.00 (+12.79%)$8,418 (+12.96%)$56,120 Land $4,780 Building $51,340
2022$1,110.00$7,452
2021$49,680 Land $4,780 Building $44,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Carter Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Carter Ln is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 68% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEPAConnect
Fiber
1,000 / 1,000
Buckeye Cablesystem
Cable
1,000 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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