109 Carr St, Providence, RI 02905 Property Records

Providence City property record for 109 Carr St, Providence, RI 02905

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,912 sqft · built 1925
Lot Size	0.08 acres (3,468 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jan 2010)
Tax Bill	$7,217 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROV M:59 L:428`

Property Details

APN / Parcel Number

Primary APN	`PROV M:59 L:428`
Alternative APNs	`P:0590428 L:0000` `26941`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	5,500 sqft
1st Floor Area	1,248 sqft
Attic	Attic
Attic Area	415 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,468 sqft (0.08 acres)
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	26941
Street Address	109 CARR ST
City	PROVIDENCE
State	RI
Zip	02905-1313
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Lot Number	428
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3011
Census Tract	102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roger Williams Park Historic District listed 1966 · 24 contributing resources · NRIS 66000002

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 CARR ST, PROVIDENCE, RI 02905-1313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage SHAMROCK HOME LOANS
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage SHAMROCK HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2010 · Amount on Record
Deed Sale	Jan 15, 2010 · Amount on Record
Prior Sale	May 1, 2009 · Amount on Record
Deed Book / Page	9627 / 21
Transfer Doc	9404-293
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	109 CARR ST, PROVIDENCE, RI 02905-1313
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013101-194
Date	Apr 20, 2021
Book Page	13101/194
Instrument	2021284981

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	109 CARR ST, PROVIDENCE, RI 02905-1313
Document Number	12821-325
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CARR ST PROVIDENCE RI 029051313, PROVIDENCE, RI 02905-1313

Mortgage

Document Number	12821-325
Date	Aug 31, 2020
Book Page	012821/000325
Instrument	263674

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,217.00 (+10.47%)	$515,500 (+44.8%) Land $119,200 Building $396,300	$600,269
2023	$6,533.00 (+3.09%)	$356,000 (-) Land $75,500 Building $280,500
2022	$6,337.00	$356,000 Land $75,500 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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